Planning Starts with the Basics
When developing a plan for your finances, the toughest question often is: Where do I begin? Before investing in stocks and bonds or buying life insurance, before implementing any change or making any decisions, you first need to analyze and understand your entire financial picture. Two documents ... more...

RESPA: The Real Estate Settlement Procedures Act
The Real Estate Settlement Procedures Act (RESPA) is a consumer protection statute, first passed in 1974. One of its purposes is to help consumers become better shoppers for settlement services. Another purpose is to eliminate kickbacks and referral fees that increase unnecessarily the costs of ... more...

Home Mortgage Loans For People With Bad Credit
Getting a home loan with bad credit has actually never been easier than it is today. Here are some tips to help improve your chances of success:Find A Good Real Estate Deal If you can find a property that has some equity in it when you purchase it, you may have an easier time getting financing on ... more...

Interesting and Different Southern Caribbean (Off-) Shore Excursions
For those of you who have been on our site, or followed some of our articles, you are aware that we are taking a Southern Caribbean cruise aboard the magnificent Golden Princess cruise ship. This is a family get-together-vacation with three (and one half) generations joining in. Our whole family ... more...

Website Promotion Strategies For Targeted Web Site Traffic
If you're looking to drive more targeted traffic to your web site, you'll want to pay close attention to the website promotion strategies presented in this article. As an internet marketer, or a want to be internet marketer, you know that web site traffic is your livelihood. Without it you have ... more...

All About the Impossible and There's No Such Thing
Ten eventful, exciting years ago a Scottish friend visited and stayed with us in Albany, Western Australia. At the time I was a single parent bringing up two gorgeous children, a boy and a girl aged seven and four. They still are gorgeous! John was whispering to my son in the kitchen. They were ... more...

Wedding Loans in the UK - Saving Future from the Present Wedding Expenses
It is wrong if you thought that typical British weddings are starving of novel ideas. In fact, there is a glut of ideas, and each idea sounds as enthralling as the previous ones. The only glitch then is of finance. Had weddings been the be-all and end-all of life, not an iota of concern would have ... more...

Google AdSense Fraud - Deep Insight
It's worthwhile to examine Google's definition of Google AdSense and Click Fraud, before delving deeper into AdSense Fraud.Google AdSense fraud is one of the diseases that plague the Ad Words advertisers. The AdSense program essentially allows website publishers/owners to sign up with Google, ... more...

Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan
For most of us the process of getting out of debt and pursuing a venture that would create an income stream leading to early retirement seems just a pipe dream. It goes without saying; it takes money to make money. Most of us have had our eye on pursuing a stock, invention patent, greater ... more...