What Every Manager Should Know About How to Enhance the Motivational Climate of the Workplace
It has been well documented that employees' productivity and job quality increase when we are made to feel welcomed at work. In other words, when the motivational climate is enhanced to meet their needs they produce quality work at the 100% rate.The factor that caused them to produce at such high ... more...

The Cost of Refinancing - What Costs To Expect When You Refinance Your Home Mortgage Loan
Refinancing can save you thousands, especially if you have several years left on your mortgage. However, you can also choose to refinance simply to tap into your homes equity or reduce your monthly payments.How much will it cost? is a common question for homeowners considering refinancing their ... more...

Should You Refinance?
There are several reasons that might make someone consider refinancing their existing mortgage. One would be to get a lower interest rate than what they currently have, thereby reducing monthly payments and lowering the overall cost of the mortgage. Another is to shorten the length of the loan, ... more...

Sole-Proprietors, Protect Yourself from Identity Theft by Obtaining an EIN
Obtaining an EIN or employer identification number is a good idea if you are a sole-proprietor.From time to time, you'll be asked to provide your social security number or employer ID to clients or governmental agencies. Once you do that you have no control over which client employees and others ... more...

Important Facts For Home Buyers
If you are considering buying a home or have spent many years saving in preparation of buying a home, the questions and process involved in buying a home can be extremely stressful. As exciting as it is to begin looking for your new home, there are many unexpected costs and details to be considered ... more...

Create An Action Plan To Deal With Your Poor Credit Score
When you receive your credit report and credit score, the first step is deciding where you stand and where your main problems may lie:-Have you defaulted on a loan, failed to pay taxes, or recently been reported to a debt collection agency?-Do you have too much debt?-Too many unpaid bills?-Have you ... more...

Are You at Risk for Identity Theft? Learn How to Protect Yourself
Identity Theft is Americas fastest growing type of robbery. There have been an estimated 9.9 million victims on America and over 40% of all consumer complaints in the U.S. involve identity theft. About half of the victims do not know how the thief obtained their personal information. The Boston ... more...

How to Attract Single Women Running Personal Ads
Here's a letter I used to respond to personal ads to successfully meet and attract women like crazy:Hi!This letter is in response to your recent "personal" ad. Your ad really captured my attention and you sound like someone I would like to really like to get to know better. In order for you to get ... more...

First Time Home Buyers - Get Information Here
Wow, you are about to put your foot on the first rung of the proberbial property ladder. You are in the market for a first time home buyer home loan.Your first time doing anything can be hard but being a first time home buyer can be extra scarey. There are people that can help you and can guide you ... more...