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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

Mortgage Auction (or Lead Generation) Sites
May 20, 2002 I Do Auction Sites Work For Borrowers? "You have discussed internet referral sites and individual lender sites, but I don?t see any reference to Lending Tree, which does a lot of advertising. Where does it fit?" Lending Tree is what I call ... more...

information related definitions

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

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Get Free information Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Organizing Your Taxes
Does this scene sound familiar? Its April 7. You havent seen the top of your dining room table in two weeks because of the piles of paid bills, receipts, canceled checks, and unidentified cash register receipts covering it. Your head pounds and your stomach churns as the countdown to April 15 ... more...

Identity Theft - Understanding and Preventing the Fastest Growing Crime
Identity theft is a crime that directly affected over 9.9 million people last year. Thats right, the US Postal Service reports that identity theft cost victims over $5 billion just last year. We all hear about identity theft, but what is it really? Simply put, identity theft is a crime that occurs ... more...

The Need for Employment Background Checks
Depending on your state and what type of business you are in, employee background checks may or may not be mandated by law. In businesses that deal with children or seniors, Federal law requires background checks on all employees and/or volunteers. The reasons should be obvious: the Federal ... more...

Routing, Routed, and Non-Routable Protocols
ROUTING PROTOCOLSA generic term that refers to a formula, or protocol, used by a router to determine the appropriate path over which data is transmitted. The routing protocol also specifies how routers in a network share information with each other and report changes. The routing protocol enables a ... more...

How To Dispute Your Credit Report Errors
Your credit report contains important information about you. It generally includes facts about your identification data, your bill-paying habits, inquiries and public record information.Credit bureaus compile and sell your credit information to businesses, which use it to evaluate your credit ... more...

Is the Credit Repair Business a Scam or Solution?
Despite the massive efforts of the credit reporting agencies to convince you otherwise, there are many credit repair companies that are no different than most other services. Like all industries, less-than-honest companies do exist and are damaging to their clients and to the credit repair industry ... more...

Identity Theft Explained
What is identity theft?Identity theft is when someone without your permission fraudulently receives and uses your sensitive information.Is identity theft a criminal offence?Identity theft is a serious criminal offence. When someone commits an identity theft by using your name and credit record it ... more...

50 Surefire Business Card Tips
Business cards are one of the most powerful and inexpensive marketing tools you can use. Here are 50 surefire tips to make the most out of your business cards:Your business card must communicate more than just your contact information. Make sure that your card includes a tag line that explains ... more...

Stop Struggling Because Of Poor Credit And Improve Credit Rating Now
Did you apply for a personal loan only to be turned down by a bank or lending institution? Like most people there is always a need to borrow money to buy a car or to renovate a home or even to get a student loan. There are many reasons why people need a loan and lenders turn people down from a ... more...

Are You at Risk for Identity Theft? Learn How to Protect Yourself
Identity Theft is Americas fastest growing type of robbery. There have been an estimated 9.9 million victims on America and over 40% of all consumer complaints in the U.S. involve identity theft. About half of the victims do not know how the thief obtained their personal information. The Boston ... more...

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