Mortgage Loan Most Bankers Won't Give May Be Exactly What You Need to Buy or Refinance Your Home
A few years ago, a loan officer who worked for me was having a problem helping a customer. He was new to the business and had very little patience for problems (as you might have already guessed, he didnt last very long). He told me the customer was a doctor, who had left a hospital job to open his ...
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Real Estate Rentals - Selling For More
Selling real estate rentals isn't like selling houses. You can paint a house, and get a little more because it looks nice. Rental properties, especially larger ones, are different, because they're bought by investors, who look at income more than new paint. Raise the income, and you increase value ...
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Mail Order Bookkeeping Basics
INTRODUCTION
This information is provided for individuals who are starting a mail order business and require a basic bookkeeping system. It has been written for someone who has little or no bookkeeping background. No income tax or professional advice is rendered. Such advice should be ...
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Can You Afford Your Dream House?
So you want to buy a house eh? And you want to get a mortgage loan to cover the bulk of the cost. Well, this is a common way for people to purchase a new house and if you are going to get approved for a mortgage you will fist have to meet with a lender. This lender will go over all of your finances ...
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Are You Sick of the Financial Insecurity of Fluctuating Seasons and Income?
Finding a stable and secure income that will come year in, year out, no matter what happens on the farm, will give you real peace of mind. By investing off farm, you are not only providing a secure income now, but also preparing for retirement. This IS attainable by all levels of income earners ...
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From Debt to Financial Freedom
The vast majority of working people are in debt. The vast majority of people who are now in debt are always struggling to find better jobs with higher pay checks. As strange as it may sound the more you think about it the more you will come to realise that the more money people make the deeper they ...
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Financing Houses
What Real Estate Lenders Look ForLenders control many programs -- some make use of over 200! Generally, lenders look for the following typical standards, with many exceptions:1. Absolutely no late mortgage payments
2. Credit score above 580
3. If bankruptcy, no charge-offs or collection accounts ...
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The Most Important Number on Your Tax Return
Most taxpayers concentrate on ways to reduce their "taxable income". However, beginning with the Tax Reform Act of 1986, your "Adjusted Gross Income", or AGI, has become the most important number on your tax return.Many tax credits and deductions are phased-out, or altogether eliminated, based on ...
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What is a Self-Employed Mortgage?
Self-employed mortgages, as the term implies are mortgages designed for those that are self-employed. Traditionally it's been more difficult for the self-employed to get mortgages.Mortgage lenders preferred to see the regular income guaranteed by employment. However this has changed in recent years ...
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A Beginner's Guide to Real Estate Investing Strategies
If you're thinking about investing in real estate to make money, you need to first determine your financial goals. Do you need to make money quickly, invest for your children's college fund, or build wealth for your retirement? What's the difference between income and investment property?If you're ...
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