Mortgage Loan Closing Costs for Refinance Loans and Home Purchase
If you are going to obtain a mortgage loan, for whatever purpose (home purchase or refinance) you are going to pay closing costs...period. Let me clarify regarding a purchase of a home...the seller may pay some or even all the closing costs in a transaction, but it essentially works out to just ... more...

Pay No Closing Costs for Refinancing - The Advantages of a No Closing Cost Loan
If you hear the term "Absolutely No Closing Cost," you would assume that there are no closing costs (lender, escrow and title) involved in the loan. But actually this is really just a creative way of marketing or selling this type of loan. Is there really a absolutely no closing cost loan?No, there ... more...

Do Your Homework - Find the Mortgage That Fits Your Lifestyle and Your Budget
You've been looking at houses for months, and finally youve found it--the house that's just right. So now, all you have to do is to purchase your new home, move in, and get settled, right? Not quite. Theres one more big step to go-getting a mortgage loan. Youre going to want to decide on the type ... more...

A Critical Guide to Home Loans: Your Options and How They Affect Your Future
Understanding Mortgage Loans-An Insiders GuideThere was a time in the not-so-distant past when financing the purchase of a home was relatively uncomplicated. You went to your local savings and loan and signed up for a 30-year, fixed-rate mortgage loan. Those days are gone, probably forever. Today, ... more...

Consolidating Credit Card Debt with a Home Equity Loan
A Home Equity Loan is a type of revolving line of credit or loan based on the equity in the mortgager's property. The property is the collateral for the loan, and it can be usable for any purpose, although most of the time it is used to consolidate credit card debt in order to obtain debt relief. ... more...

Tucson Mortgage Refinance How to Mortgage Comparison Shop
Before you sign a mortgage contract you need to read the entire document and pay attention to several key elements. Here is what you need to look for.Has the lender included a prepayment penalty in the contract? This is one of the first things you should look for. Lenders charge prepayment ... more...

Rebuilding After Katrina: Smart Energy Choices
Energy efficiency has been part of the American lexicon since 1978 when the Energy Policy Act was first enacted. Since then, energy efficient homes and increased use of renewable energy resources have become the norm in states like New York and California. Policies and programs have supported these ... more...

Lock Your Interest Rate
When rates start going up, you should look at locking in your rate.One of the worst surprises can be getting to closing and finding that your interest rate has increased. In fact, many potential homeowners don't have any room for increases in interest rates."Anytime rates go up, rate locks are an ... more...

Home Selection Checklist - A Good Aid When Choosing a Home
This home selection checklist is a tool to help you select a home that is right for you and your family. Before you select a home and get a mortgage, you need to know if you will be happy with the home you select for the coming years. Home selection is a major step in your life and using a ... more...