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Mortgage Professor about home loan products: 
Who Gets the Lowest Mortgage Price?
May 16, 2005 "Is there an optimum combination of loan features that usually commands the best prices, year in and year out, over a variety of products?" Yes, the following combination of borrower, property and transaction features commands the lowest price. ... more...

Financing Home Improvements
  July 21, 2000, Revised March 22, 2004 "I want to make major renovations to my home. I know they will substantially enhance its value. What is the best way to get the financing I need?"  Tap your ... more...

home loan products related definitions

Second Mortgage, Home Equity Loan
Second Mortgage, Home Equity Loan A secured loan (mortgage) that is subordinate to another loan against the same property. More specifically, the second loan in sequence. Generally, second mortgage hass a higher interest rate and with shorter terms than a ... more...

Home Equity Loan
Home Equity Loan A home equity loan is borrowing against the equity you have acquired in your home. Lets suppose your original mortgage was $175,000.00, but your house is worth $225,000.00. The difference is $50,000.00. ... more...

More about home loan products

Get Free home loan products Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Your Dream of a Home Can Now Come True!
Who doesnt want to have a beautiful home? We always wish for a nice home with all modern amenities and we leave no stone unturned to fructify that objective. And then at times we fall into the pit of adverse credit history. But this does not mean all your dreams are shattered. With the advancement ... more...

7 Steps to Prepare You for The Local Search Bonanza
At One Time Local Searches were reserved for services like City Guides and Online Yellow Pages. But the BIG 3 (Yahoo, Google and MSN) have all jumped into the Local Search Market. According to some Estimates Local searches represent 20-25% of all Internet Searches either implicitly or ... more...

Loans - Good or Bad Debt?
When borrowing money it is usually because we lack the cash to make a large purchase, such as for a car, home or education. However, an important question to ask yourself when borrowing is if the purchase you would like to make is creating good debt or bad debt.Good debt is considered borrowing ... more...

To Find The Right Loan You Must First Find The Right Lender
We have found internet shoppers to be the savviest in the mortgage market. Frequently they have submitted their mortgage loan information. After mortgage inquires for mortgage quotes are made by the consumer on the internet the information is then referred to a loan officer who will call them and ... more...

Remodel the House of Your Dreams
It's one place you always seek refuge, be it small or large, its your HOME. Your home contributes to your aura. You have been thinking for a long time to make some improvements in your home but every time the financial factor keeps all your plans at bay. Dont worry, now you can profit with Cheap ... more...

Home Equity Loan Considerations
In other words, the benefit of the loan must outlast the loan period. Taking a loan for financing that elusive vacation is a strict no-no. Moreover, home equity loans must also never be taken for day-to-day expenditures. This option should be saved for emergency needs only.When applying for a home ... more...

Inside Insurance Protection Priorities
Protecting your homeAlthough you have no legal obligation to insure your home, your mortgage company will want to protect their investment with buildings insurance. However, it is also worth protecting your own investments, so even after youve paid off your mortgage, you should ensure youre ... more...

Some Things To Remember While Buying A House For The First Time
With the rise in prices of property, owning a property is going further out of the reach of many first-time buyers. Owning a home is considered a daunting task, requiring loads of money which first time buyers often are unable to shell out. But to accomplish this daunting task there is a ... more...

How do I know what is the best Second Mortgage Home Loan for me?
The information in your credit history helps mortgage lenders decide how much credit and what interest rate you are eligible for, and then match it to a bad credit home loan. The better your credit history, the more likely you are to qualify for the best credit deals. The first step is to ... more...

How To Quickly Make Money With Your Website?
Quickly making money with a website is the dream of all new online marketers but can it be done and if so how is it done. This article tells what I did in order to start making money in less than 3 weeks with a brand new website in the competitive insurance industry.The first step I took was to ... more...

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