Refinancing Your Home Equity Loan
Home equity loans allow homeowners to borrow money using their home's equity as collateral. Homes are our biggest investment. Because of low interest rates, many homeowners are choosing to refinance their homes for lower rates. Lower rates equal a lower monthly payment. On the other hand, some ... more...

How to Use a Home Equity Line of Credit Calculator
Most home owners know that the lower the interest rate, the lower the monthly payments. But then the process may get a bit fuzzy. While your monthly payments may be the same every month, you are not applying the same amount to the principal of the loan. Your amortization will vary month to month. ... more...

Debt Consolidation Mortgage Loans - Using Home Loans to Reduce Debt
Excessive debts cause a lot of worry and anxiety. Many people hope to become debt free. However, earning enough money to care for daily living expenses, while paying down credit card balances is challenging. There are options available to those burdened with debt. Owning a home has certain ... more...

Secured Homeowner Loans to Reiterate that a Home Provides More than a Roof Over Your Head
"The ache for home lives in all of us, the safe place where we can go as we are and not be questioned."It is a challenge to find a place like that. Luckily you have one. A house is built on many things other than brick and mortar; it is built on hope and expectation. If being a homeowner makes you ... more...

Home Equity Debt Consolidation Loans - 3 Things To Know
Decided to consolidate your debt with a Home Equity Loan? That may be a very smart idea! Consolidating your debt allows you to make just one monthly payment, and home equity loans tend to have low interest rates and tax perks too, which could save you money. But before you borrow from the equity ... more...

FHA Home Loan and FHA Home Loans
FHA home loans have basic requirements that must be met before qualifying for an FHA loan. FHA home loan requirements are standards that allow first time homebuyers the opportunities to meet mortgage qualifications. FHA home loans are easier to qualify for than conventional loans offered by lending ... more...

Home Loans
Buying a home remains the great American dream. Home ownership rates have been exploding in recent years, spurred on by the historically low interest rates in the home mortgage market. Home prices have been rising at far faster than inflation, especially in major urban areas such as San Francisco, ... more...

Open the Cash Vault Inside Your Home
Believe it or not, many people do not understand equity and the power it provides.In its purest form, equity is money. With regard to real estate (specifically, your house or other investment property), equity is measured in terms of the value of the property minus what you owe. So, if your home is ... more...

Consolidating Credit Card Debt with a Home Equity Loan
A Home Equity Loan is a type of revolving line of credit or loan based on the equity in the mortgager's property. The property is the collateral for the loan, and it can be usable for any purpose, although most of the time it is used to consolidate credit card debt in order to obtain debt relief. ... more...