10 Things to Look for in a Home-Equity Line of Credit
If you are a homeowner, you've probably received offers to apply for a home equity line of credit (HELOC). Handled with care, home equity credit lines can be an excellent way to improve financial flexibility, provide readily available cash reserves for emergencies, or pay for large expenses (like ... more...

Secured Homeowner Loans to Reiterate that a Home Provides More than a Roof Over Your Head
"The ache for home lives in all of us, the safe place where we can go as we are and not be questioned."It is a challenge to find a place like that. Luckily you have one. A house is built on many things other than brick and mortar; it is built on hope and expectation. If being a homeowner makes you ... more...

Home Loans and Mortgages Time to Consolidate Loans?
Home equity loans and lines of credit are useful tools for homeowners. They allow the homeowner to borrow against the value of his or her home for all kinds of purposes home improvement, debt consolidation, vacations, and more. The loans, backed by the value of the house itself, come with ... more...

Exotic Mortgage
With real estate prices ever on the rise, first-time home buyers are facing more difficulties in buying a home. Who ever thought they'd buy a $500,000 starter home?Mortgage lenders have acknowledged the problem by creating new and innovative mortgage products, mostly designed to lower the ... more...

Home Equity Loan Improvements
There's more Regulation Z compliance on the way, courtesy of the Home Equity Loan Consumer Protection Act. This fall banks will have to implement the new home equity loan disclosure rules the Federal Reserve Board was required to issue under the act.The Federal Reserve released the final version of ... more...

Secured Loans Making the Most of Your Home as Collateral
My visit to the lender was interrupted with my wife demanding a reason for my preference for secured loans. Though I hushed up the matter then, it kept on ringing in my mind hours later. Actually, I didnt know of options other than the secured loans that are available. The various instances of ... more...

Getting the Lowest Rate Home Equity Loan
Home equity loans have several advantages. For starters, they allow homeowners to tap into their homes equity and receive a lump sum of money. Money is useful for debt consolidations, home improvement, education, and so forth. Some people confuse home equity loans with refinancing. Nonetheless, ... more...

Low Interest Debt Consolidation - How To Get the Lowest Rate
If your mailbox is stuffed with bills each month--credit cards, personal loans, auto loans and more--you might be thinking that debt consolidation can help you regain control of your finances. And you're right! It cuts back on paperwork, and in some cases it can help you lower your interest rate ... more...

Home Equity Loan When Does Refinancing Make Sense?
For the last two years, interest rates have been much lower than anytime during the last thirty years. This has resulted in an unprecedented boom in real estate sales, home refinancing and home equity lending, as borrowers try to take advantage of these rates for the long term. But refinancing or ... more...