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Mortgage Referrals: Who Can You Trust?
October 8, 2002, revised March 7, 2003 "I am anxious about getting a mortgagebecause everybody wants to make money from me. How do I know who I can trust?" In the home loan market, that is a critically important question. In most markets, one party to a ... more...

Which Mortgage Referrals Can You Trust?
October 8, 2001, revised October 19, 2004 ?I am anxious about getting a mortgage because everybody wants to make money from me. How do I know who I can trust?? In the home loan market, that is a critically important question.  In most markets, one party to a ... more...

home builder related definitions

Buy-Down
Buy-Down When the lender and/or the home builder subsidized the mortgage by lowering the interest rate during the first few years of the loan. While the payments are initially low, they will increase when the subsidy expires. ... more...

Second Home, Vacation Home
Second Home Second home is a seasonally occupied property that is not the primary residence of the owner. Such residences are usually found in areas with substantial opportunities for recreation or tourist activity. Second Home As Investment However, when market is ... more...

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Get Free home builder Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Starting College
Starting college is a big milestone in anyones life. In some families, starting college is almost like getting married its a big step, a giant move towards independence. Everything that happens during college counts towards the future thats why its so important for students to start college on ... more...

How to Get a Business Loan in Five Steps
Need funds to startup or expand your business? Follow these steps:A lender looks at a loan request in three sections known as the "three C's". They are:Credit. Did you pay previous lenders back as contracted?Capacity: Can you afford to pay back this loan?Collateral: If you don't pay back the loan ... more...

Title Insurance - Examples of Problems and Advice
What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)? Doesnt the attorney or settlement company handling the closing see to it that you have a clear title? Isnt this just another ... more...

Title Insurance Examples of Problems and Advice
What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)? Doesnt the attorney or settlement company handling the closing see to it that you have a clear title? Isnt this just another ... more...

Do You Know What Design/Construct (or "Design/Build ) Means? I Think You Should!
These real questions on 'How To' build are answered by a US Master Builder and myself from the development viewpoint, after I received them from readers of my e-book, "Residential Development Made Easy."Question 1.'Design / Construct' is a development process where the contractor engages and ... more...

Home Loans
Buying a home remains the great American dream. Home ownership rates have been exploding in recent years, spurred on by the historically low interest rates in the home mortgage market. Home prices have been rising at far faster than inflation, especially in major urban areas such as San Francisco, ... more...

Building or Renovating? 10 Things You Must Know
There are many sad cases of home renovations not going as planned - often going way over budget or schedule, or unforseen complications popping up unexpectedly and ruining even up to years of work.Most of these situations would never have gone so awry with some careful planning and early decision ... more...

How to Save for A Down Payment
Saving for a Down Payment is hard work, so it's a good idea to really want to own your own home by the time you begin your Savings Account. It's difficult to turn down a weekend in the Bahamas (or Downtown at the Clubs!) when you don't have a definite goal.Step One: Get a Job! This will definitely ... more...

Video Talking: The Latest Technology to Connect You to the World
Every once in a while a new communications technology comes along that changes everything. I was able to see and experience this technology. So excited about its unlimited potential was I that I decided to place it on my blog and write about it as well.Hearing someone's voice over the phone ... more...

How To Buy Real Estate - Yes, YOU CAN!
If you want to buy a house but dont think you can for any of the following reasons, this article is intended to give you correct information so that you can make smarter choices and open yourself up to a world of wealth, possibilities and realistic expectations.The truth is you are being ... more...

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