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Fannie Mae Under the Gun
17 January 2005 The Accounting Scandal at Fannie Mae "The media has been full of stories recently about accounting scandals at Fannie Mae?Is this another Enron? What does it mean to John Q. Public?" It is an accounting scandal, and heads have rolled as a result, but it is not ... more...

A Look at Housing Bubbles
20 December 2004 What Is a Housing Bubble? Recent bursts in property appreciation suggest to some observers that we are in a housing bubble. A bubble is a marked price increase fueled partly by expectations that prices will continue to rise. Once that expectation comes into ... more...

high cost areas related definitions

Negative Amortization
Negative Amortization Negative amortization, also known as Neg Amortization, NegAm, NegAmMort, occurs when borrower pays back less than the full amount of interest owed to the lender each month. The difference betweeen full interest and paid amount is added to the total amount ... more...

Annual percentage rate APR
Annual percentage rate (A.P.R.) Is a interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher than the stated note rate or advertised rate on the mortgage, because it takes into account ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Things To Consider Before Buying a Condo Hotel or Resort Residence
Resort home ownership, such as condo hotels and fractional shares is different from typical home ownership. So it is important to ask certain questions before signing the purchase agreement on a resort property. The following list of questions typically applies to most types of resort property ... more...

How Can The Democrats Win In 2008? (First of Two Parts)
I. VICTORY OUT WESTIf the Democrats are to seize control of the White House in 2008, they need to rally behind the partys brightest star, New York Senator Hillary Clinton. If they again parade a spineless, lackluster nomineea la Al Gore, Bill Bradley, John Kerry, Michael Dukakis, "Hollerin" Howard ... more...

Where Did All The Farmers Go?
Several times a year, I hear someone complain about the development of farm land in our area. These complainers consider it a crime that so much of our farm land has been converted to housing, business, shopping, etc. They seem to consider the farmers and developers to be criminals.If you want to ... more...

From Employee to Entrepreneur: Taking the Plunge
Before you decide whether or not running your own business is right for you, start by pinpointing your area of expertise and assessing your aptitude for business.Starter Questions Ask yourself the following questions:- In what areas do people approach me for advice and assistance? From what parts ... more...

Real Estate Problem Solver
IntroductionThere are many areas one can invest in. Since I was 15 years old I have looked for the fastest, most effective way to accumulate a lot of wealth, with the least amount of risk. I am now 58. While looking for this road to truth, I spent a lot of time in the school of hard knocks. The ... more...

Team and Organizational Survival Strategies for Turbulent Economic Times
Survival: The Name of the New Economic Game People rarely have a neutral reaction to Survivor, the reality based TV show. Love it or hate it, with 51.7 million viewers for the final episode of its first season, it's impossible to ignore it. Given our turbulent economic climate, Survivor is a ... more...

Impact of Product Patent on FDI in Indian Pharmaceutical Industry
An Ordinance on Patents (Third) Amendment was promulgated by the Government on December 26, 2004 to make the Indian patents law WTO compliant and to fulfill Indias commitment under TRIPS to introduce product patent protection for Drugs, Food and Chemicals with effect from January 1, 2005.An ... more...

Growing Palms
Palms Everybody recognises palm trees, they are the universal symbol for the tropics but many are hardy enough for our temperate climate gardens. Until recently New Zealand gardeners have had only a very limited range of palms to choose from. In the last five years the range has grown enormously as ... more...

Oil Projects in India
OIL PROJECTS COMMISSIONED IN INDIA1. Mathura Tundla Pipeline: The 1.2. MMTPA capacity, 16 diameter, 56 km long pipeline was completed during Feb03 at a cost of Rs.45 crore for supplying product in environmentally sensitive Taj trapezium zone.2. Replacement of Barauni Patna Section of BKPL: ... more...

High Point North Carolina Real Estate
High Point North Carolina Real Estate High Point, North Carolina, is located in Guilford County, of , and 70 miles NE of Charlotte, North Carolina. High Point has a population of 85,839. High Point Homes High Point properties pool is 33,498 residential properties including High Point ... more...

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