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Are Mortgage Brokers Like Car Dealers?
March 5, 2001 "My cousin financed his car through the car dealer and is now involved in a class action suit against the lender?  As I read about how car dealers arrange financing, it strikes me that they operate just like ... more...

Lessening the Impact of Bankruptcy on Your Credit
June 18, 2001, Revised November 22, 2004 To the genie who generates credit scores, all bankruptcies (and all foreclosures) have the same statistically-determined impact on credit scores. The genie never asks why a borrower went into bankruptcy or foreclosure.  Some ... more...

health ensurance related definitions

Certificate of Occupancy
Certificate of Occupancy Document issued by a local governmental agency that states a property meets the local building standards for occupancy and is in compliance with public health and building codes. This document is normally required ... more...

American Dream Downpayment Initiative
American Dream Downpayment Initiative The American Dream Downpayment Initiative (ADDI) aims to increase the homeownership rate, especially among lower income and minority households. ADDI help first-time homebuyers with downpayment and closing costs. The program assists low-income ... more...

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Get Free health ensurance Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

The Greatest Stedilnica Crisis in History
A crisis the size of the TAT crisis, is, inevitably, political. It involves thousands of citizens, many decision makers from every walk of life and the very economic and financial fabric of the country.But, the TAT crisis pales in comparison with other, similar, crises in other countries in the ... more...

BPO Industry in India - A Report
Business process outsourcing (BPO) is a broad term referring to outsourcing in all fields. A BPO differentiates itself by either putting in new technology or applying existing technology in a new way to improve a process.Business Process Outsourcing (BPO) is the delegation of one or more ... more...

Cambodia: A Glimpse Into One Uncivilized Action
IntroductionTo be Cambodian is to be the warrior, the creator and the builder of Angkor Wat. More accurately, to be a Cambodian is to be a descendant of a people that produced architectural masterpieces of the Angkor era which rival the achievements of any of the ancient civilizations.Dr. Seanglim ... more...

Estate Planning Overview, Part I
Why Plan Your Estate?The knowledge that we will eventually die is one of the things that seem to distinguish humans from other living beings. At the same time, no one likes to dwell on the prospect of his or her own death. But if you postpone planning for your passing until it is too late, you run ... more...

Merger and Acquisition Valuation Practice Outline
Outline for a New M&A ValuationPractice Area for a Law FirmMichael A. S. Guth, Ph.D., J.D., Practice LeaderThis outline describes the M&A package that our law firm would normally prepare when retained to find targeted acquisitions for a client. If we are retained by a seller, then this outline ... more...

Booming: Television News Channels in India
News programmes have suddenly become hot property and are vying for attention with other popular programmes telecast in different channels. All major television broadcasters are including at least one news channel to their bouquet. The biggest headache for launching a satellite channel is programme ... more...

The Beginner's Guide to Freelance Writing
The Big IdeaOkay. So youve figured out that you would like to write for magazines, newspapers, and e-zines. Unfortunately, so have about eight gazillion other people on this planet. Therefore, you have to stand out from the crowd. You have to sparkle. How do you do this? Simple. It all starts ... more...

Class Action Lawsuits and Unethical Settlements
AN INVITATION FOR CLASS ACTION ATTORNEYS TO ENGAGE IN UNPROFESSIONAL CONDUCT Copyright 2004 by Michael A. S. Guth. All Rights Reserved. No portion of this article, including this web page, may be copied, retransmitted, reposted, or duplicated in significant portion without the express written ... more...

Frugal Lessons at Home. Raising Happy Children
"Health is the greatest gift, contentment the greatest wealth, faithfulness the best relationship." - Buddha The kids are back in school. While there is an eerie peace about the house, I will truly enjoy the quiet days ahead. While the kids are off to learn their abc's and 123's at school, don't ... more...

Understanding Travel Insurance
Travel Insurance is important to understand, since like health insurance coverage, the customer may be refused coverage. Many insurance companies will offer a surplus of coverage for individuals and families. The company will consider few aspects of the policyholder, by reviewing the risk factors ... more...

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