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Are Mortgage Brokers Like Car Dealers?
March 5, 2001 "My cousin financed his car through the car dealer and is now involved in a class action suit against the lender?  As I read about how car dealers arrange financing, it strikes me that they operate just like ... more...

Lessening the Impact of Bankruptcy on Your Credit
June 18, 2001, Revised November 22, 2004 To the genie who generates credit scores, all bankruptcies (and all foreclosures) have the same statistically-determined impact on credit scores. The genie never asks why a borrower went into bankruptcy or foreclosure.  Some ... more...

health ensurance related definitions

Certificate of Occupancy
Certificate of Occupancy Document issued by a local governmental agency that states a property meets the local building standards for occupancy and is in compliance with public health and building codes. This document is normally required ... more...

American Dream Downpayment Initiative
American Dream Downpayment Initiative The American Dream Downpayment Initiative (ADDI) aims to increase the homeownership rate, especially among lower income and minority households. ADDI help first-time homebuyers with downpayment and closing costs. The program assists low-income ... more...

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Get Free health ensurance Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Sex, Love, and Poly-Behavioral Addiction
Proposing a New Diagnosis and Theory for Patients with Multiple Addictions By James Slobodzien, Psy.D., CSACExperts in the field of addictions are presently purporting that between 3 and 6 percent of the worlds population (193 to 386 million people) are presently affected by a sexual dependency or ... more...

The Prostate, What You Don't Know Could Kill You
Women know more about men's health than men do themselves and that's a fact. Why is that? Is it because we find it hard to discuss these things? Is it because it's not macho! From the time that we are young, we are taught that boys have to act tough and shouldn't cry. You must have heard the saying ... more...

Fanning the Flames of the Diabetes Epidemic
INTRODUCTIONIt is my pleasure to introduce to you, a new Diabetes Prevention Education, Public Relations Campaign established under the name Fannie Estelle Hill Grant, started by me, Lyndia Grant-Briggs, after the loss of my mother who succumbed to Type 2 Diabetes on Christmas Day, December 25, ... more...

Protecting Your Expatriate Family
If you and your family relocate overseas, one of your first priorities from a financial planning point of view may very well be establishing health care.Costs and services abroad can differ greatly to what you are accustomed to back home. Therefore its essential to make sure that you are fully ... more...

Types of Collection Agencies
Financial Credit CollectionCommercial credit collection agencies provide services to the financial sector like banks and financial institutions. The types of debts range from auto loans to credit cards to mortgage payments. These credit collection agencies buy bad debts at discounts from banks, ... more...

Critical Illness Cover What, Why and Where
What Is Critical Illness Cover ?Way back when, in 1694 to be precise, the first notion of insuring a persons health was put forward by by Hugh the Elder Chamberlen. Health Insurance developed through the centuries, but essentially it was insuring a persons health against a disablilty. That is, ... more...

How Do You Define Happiness?
I ran a contest in "Your Daily Dose of Happiness" to see how people define happiness. I was stunned to discover that I am the only person who defines happiness as an extra helping of cheesecake.There were other shockers, too.We know that money can't buy happiness ... except, of course, when we are ... more...

Malaria Initiative Succeeding
Africa Malaria Day, April 25, is a reminder that Malaria is one the deadliest diseases in the world -- killing more than one million people per year, mostly poor women and young children in tropical countries. Because of this urgent need, in 2002, Freedom from Hunger, with help from the drug ... more...

Get Started Exercising Now, But Take It Easy!
So you're overweight, "fat"--to be honest--and you want to start exercising. Before you take off like an overlarge airplane and start preparing for the Olympics trials, stop right there. You may have it all figured out by now, after checking with your friends, the media and finally that fickle ... more...

What About Tennesse Dept. of Human Services Abuse of the Elderly and Their Families?
PART I: Physical Abuse of the Elderly vs. Tennessee DHS Abuse of FamiliesDuring the week of October 26, 2003, newspapers across the state of Tennessee published an Associated Press story that featured the glaring news headline, Reports of neglect and abuse of senior citizens up 40% in six years. ... more...

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