How and Where To Get Big Real Estate Loans Today
SOME OF THE BIGGEST REAL ESTATE LOANS you can get today come from the FHA--Federal Housing Administration. These loans are often in the range of $500,000 to multi-millions. Why are they available to you? For several reasons:1. The Government wants to encourage certain types of building construction ... more...

Glossary of Common Terms Used During the Mortgage Process
APR - This stands for Annual Percentage Rate. It enables you to compare the full cost of the mortgage. Rather than just being an interest rate, it includes up front and ongoing costs of taking out a mortgage. The formula for calculating APR is set by Government Regulations and therefore enables ... more...

Fight for the Future
The mortgage industry has experienced one of its most-prosperous times in recent history. Just 10 years ago, our field was one-sixth the size of what it is now. Since then, we have seen a boom in loan volume and a massive influx of professionals to the industry.As these wonderful things were ... more...

How Ginnie Mae and Mortgage-Backed Securities Help You Get in a Home
Ginnie Mae is a government guaranteed business that is responsible for helping people finance homes. Ginnie Mae has highly trained and knowledgeable work force working in the best interest of the families and mortgage lenders they help.Ginnie Mae works with mortgage backed securities to help make ... more...

Is a Risky Mortgage Right for You?
The use of nontraditional mortgages, such as interest-only and payment-option, has risen along with home prices and the real estate market. Should you take the risk?The Federal Reserve and other government regulators are concerned that these nontraditional loans may be a little too risky for the ... more...

FHA Mortgage Loans - The Benefits of an FHA Mortgage
The Federal Housing Administration (FHA) insures mortgages to allow low to moderate income families to purchase their own home. With government backing, families can buy a home at a lower initial cost. However, there are limitations with this program.Mortgage Insurance Section 203(b)The FHA ... more...

How to Find Wake County Mortgage Companies
Congratulations! Youve just inked a deal to purchase a home. Wake County is a terrific place to livegreat schools, cultural amenities, state government nearby, easy access to the beaches and mountains, etc. However, the seller is very nervous as he eagerly waits to see if you can finance the deal. ... more...

New Home Loan - Understand The Various Types Of Mortgage Lenders
So, youve decided to buy a house, and youre ready for that all important next stepapplying for a mortgage loan. But where should you go? After all, the mortgage business is complex, and youve realized quickly that your choices for lenders are immense. Heres a quick guide to help you understand all ... more...

Senior Insecurity
Many millions of senior citizens and others have most if not all of their retirement portfolios in interest bearing certificates of some kind. Many have Treasury Bills, Certificates of Deposit, Government National Mortgage certificates, Money Market accounts, AAA corporate bonds and more. They have ... more...