Home | Ask Your Question | Mortgage Glossary |Free Credit Report | Mortgage Calculator
Mortgage Professor about good credit history: 
Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

Should FHA Loan Limits Be Raised?
October 11, 2001 "Periodically, legislation is introduced in Congress to raise FHA loan limits to those applicable to Fannie Mae and Freddie Mac.  Is this a good idea?" No. The result would be a rise in FHA ... more...

good credit history related definitions

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

More about good credit history

Get Free good credit history Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Mortgage Rate Shopping Three Heinous Mistakes to Avoid
When shopping for a mortgage loan there are a number of mistakes homeowners make. These mistakes can be costly and the best way to avoid making them is to educate yourself on the process. Here is all you need to know before refinancing your mortgage.If you are in the market for a new mortgage ... more...

Lowering Credit Card Debt Building a Better Credit History
Although it is possible to get approved for a mortgage loan with a high debt ratio, having a low credit card balance will present better financing options. Becoming debt free is a highly sought after goal. Fewer debt payments offer the opportunity to begin saving money. There are several ... more...

Taking the Time to Find the Best UK Loans
When looking for UK loans, it's always important to take your time so that you can compare loan rates and terms from a variety of lenders.Depending upon the type of UK loans that you're looking at, different lenders may offer different rates depending upon your credit history, your income, and even ... more...

Refinancing After Bankruptcy
Refinancing after a bankruptcy can seem like an especially difficult challenge, but it doesnt have to be. Six months after your bankruptcy has been finalized, you can find lenders willing to refinance your mortgage. In fact, refinancing your mortgage can help rebuild your credit to good standing in ... more...

Bad Debt Loans: A Four Step Program to Eliminate Debts
Mr. Henderson would often think of times when he had a good credit history and there would be a long line of loan providers desirous of offering debt consolidation loans. Things took a sharp turn after he underwent a few defaults and CCJs. This was enough to demonstrate to loan providers that he ... more...

High Risk Personal Loans Revive Frustrated Loan Hunting Attempts with High Risk Loans
Bad credit seems like an unfinished business, you cant shake it off, and you cant move on without putting it away. Unfinished business is meant to be finished. Further your bad credit history is decoded as a high risk condition. You can feel its reverberations since you are probing for high risk ... more...

Signature Loans: A Signature Can Relieve Stress Of No Collateral And Bad Credit
The dynamics of loans borrowing procedure has brought new ways of borrowing in the forefront. Signature loans are remote from traditional forms of loans borrowing which requires collateral to be placed as the guarantee of the loan borrowed. Signature loans are provided entirely on the receipt of a ... more...

Is Getting A Personal Loan With Bad Credit Impossible? Think Again
A bad credit history is like having contracted an infectious disease. At least this is what most lenders perceive. Any requests for personal loans by people with a bad credit history are generally declined. They are charged an extravagantly high rate of interest, if advanced personal loans.What ... more...

Bad is the Opposite of Good... Is It? Not with Bad Debt Personal Loans
Bad means bad no matter where you go! It is cumbersome and heavy, a threat and negative. So, you are taking this burden of bad debt every time you make a loan application for personal loans. It cant be translated into something good and certainly not the most wanted thing especially when you apply ... more...

Viewing Your Credit Report Online Instantly Saves Time
Viewing your credit report online allows you to access it instantly from the convenience of your home. Youll see your payment history, open accounts, recent credit inquires, and other credit information. With your report you can check for errors or fraud. Regardless if you are planning to apply for ... more...

Return to previous page   More articles on good credit history
Shop For Your Mortgage Now!
Shop For Your Mortgage Now!

You'll be re-directed to Top-Lenders.com

Want to Know Your Rate?
Get Customized Mortgage Quote Instantly

Mortgage Indexes Info
30 Yr Fixed Rate
15 Yr Fixed Rate
5/1, 3/1 ARM
CODI
COSI
12 MTA
COFI 11th District, Federal
12 Month LIBOR (USD)
1 Year CMT
Market Indexes Info
WSJ Prime Rate
FNMA
Federal Funds
30 Year Treasury

 

ExplainingMortgages © 2005 - 2009