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HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

Pros and Cons: Mortgage Insurance Versus Higher Rate
December 6, 1999 "We have a 5 percent down payment and our lender has offered us a Tax Advantage Mortgage Insurance plan instead of conventional private mortgage insurance (PMI). Instead of paying a mortgage insurance ... more...

get rid of pmi related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

RESPA
Real Estate Settlement Procedure Act (RESPA) A federal law passed in 1974 that requires lenders to provide home mortgage borrowers in advance with information of known or estimated settlement costs. RESPA also limits the amount lenders may require to be held in escrow for ... more...

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Get Free get rid of pmi Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Life in Las Vegas
"I'll go and get some munchies for us, Bob. Don't give that beautiful black-haired lady my seat. Eh?""You wish!" Sean went to get some food while Bob ordered some white wine for them both."You're becoming a regular aren't you?" The sprightly barmaid commented as she brought him their drinks and ... more...

Private Mortgage Insurance Your Rights and Responsibilities
An often overlooked cost of buying a new home is private mortgage insurance, usually simply called PMI. The basic idea behind PMI is simple. When a home buyer buys a house with less than 20% of the homes value as a down payment, the mortgage lender assumes a larger risk. In most cases, the lender ... more...

10 Secrets to a Successful Stress-Free Wedding
Your wedding is supposed to be the most important day in a your life, and yet for many, just getting there in one piece is harder than fitting stilettos on an elephant. Why is it so difficult? The biggest problem is stress and how the interplay of all the different participants at your wedding ... more...

Real Estate Investing: Where Do I Get My Leads?
Real Estate Investing: Where do I get my leads?The most important part of real estate always comes back to finding leads. If you have no leads you have no deals and without deals you will make absolutely nothing. I know when I first started in real estate investing; I gave up real quickly because ... more...

SeaWorld Orlando - Vacationers Reports
If you love sealife, fast rides and beautiful scenery, then SeaWorld is for you. This is one place that is a must visit for us on every single trip to Orlando. From the minute you enter the park and you have your photo taken by one of the official photographers, you just know you are in for a fun ... more...

Creating A Realistic Business Budget
Budgeting -- ooh, what a scary word! If you want to frighten someone whose business finances are out of control, suggest that they tally up their expenses on a piece of paper. We all understand the value of such an exercise, but when it comes to the practicality of putting a budget together, we get ... more...

Even With Credit Problems... You Can Get A Loan Within 30 Days, If You're Willing To Work At It
A wise friend once told me that *extraordinary people* are just *ordinary people* who do extraordinary things.It's the same way with loans. People that get loans after being turned down are not extraordinary people, they are ordinary people who do extraordinary things to get their loan.Here's an ... more...

How To Start A Computer Support Business
Starting a computer support business is something that with some experience and training almost anyone can do. As a person owning an independent computer support business as well as a website to help others that support home users I thought it would be nice to point out the steps needed to start a ... more...

MLM Survival Guide-Tips, Tricks & Traps Revealed
The purpose of this guide is to provide a step-by-step procedure for starting, operating and optimizing a MLM based business, and to do this without making serous mistakes along the way. There are volumes of books on this subject, so this guide will not attempt to "rehash" the "rose colored" views ... more...

Investing in Real Estate Like a Stock
A REAL ESTATE STOCK PLANGetting out of the bleachers and into the game!This report is going to explain or attempt to give the stock market investors a basic one-on-one interview with a real estate portfolio manager who has consistently made a profit on 100% of the investment products that were ... more...

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