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Qualifying For a Mortgage
December 12, 2000 Most potential borrowers are nervous about getting a mortgage loan because they share a widespread misperception: the misperception is that they have no bargaining power relative to lenders, and therefore must approach them ... more...

What Are Mortgage Documentation Requirements?
5 October 2005 What Does Mortgage Documentation Consist Of? A lender?s "documentation requirements" stipulate a) the information about income, assets and employment that must be provided; b) whether and how this information will be used by the lender; and c) ... more...

front ratio related definitions

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Housing Expense-to-Income Ratio The ratio, expressed as a percentage, which results when a borrower's housing expenses - (PITI - Principal, Interest, Taxes, and Insurance) divided by the gross monthly income. This ratio is sometimes referred to as the top ratio or front end ratio. ... more...

Housing Expense-to-Income Ratio
Housing Expense-to-Income Ratio The ratio, expressed as a percentage, which results when a borrower's housing expenses - (PITI - Principal, Interest, Taxes, and Insurance) divided by the gross monthly income. This ratio is sometimes referred to as the top ratio or front end ratio. ... more...

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Get Free front ratio Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Our National Obesity Epidemic
You see it everyday, news and information that bring to the front our problem with our weight. It is a national problem. Its not just your older sedentary population; its not just your overworked middle-age population; and its not just your nerdy teenage population. It is a national epidemic.The ... more...

Wiffle Ball World Series (excerpt from book)
Benny was a really bad sport. Benny had a front porch that smelled of onions that his mother was storing for some inexplicable purpose. And his father toyed with taxidermy on the side and always had decaying animal parts in the garage. Nice place to visit huh? Oh, and if you felt hot in the ... more...

Wealth Building An Advantage of Home Ownership
As you grow older, the issue of wealth building comes front and center. Wealth building simply refers to increasing the net value of your total assets. Wealth building over time is one of the advantages of home ownership.Building EquityOwning a home can help you build wealth in two ways. First, you ... more...

Winning The Credit Game!
Everywhere we go, the word credit can be found, shining huge dollar signs in front of our very eyes. Everyday we receive solicitation and promotions offering us credit. Credit actually makes the financial world go round, yet just the mere mention of the word can make many people very nervous. So ... more...

Learning a Foreign Language: Why Should you Learn Words You Never Use in Your Mother Tongue?
Imagine a child sitting in front of a desk, his head in his hands, and mumbling various lists of words over and over. Does this child remind you of your own experience? If yes, I bet that "list of words" does not sound appealing to you. You are almost ready to swear that they do not work. Before ... more...

All Work At Home And No Play Make Jack A Dull Boy
We've all done it!We sit for hours in front of our PCs searching, submitting and scrutinizing, while the very freedom we are building a home business to achieve, dwindles to stolen moments in between search engine submissions.I can be almost certain that from the very moment you got your first ... more...

Finding The Cheap Clicks
As anyone who uses Pay Per Click (PPC) advertising in their marketing campaign knows, getting your ad copy on the front page of a search results listing is becoming more expensive by the day. Its a new phenomenon known as keyword fatigue, and it's down to the overwhelming success of programs like ... more...

Lowering Credit Card Debt Building a Better Credit History
Although it is possible to get approved for a mortgage loan with a high debt ratio, having a low credit card balance will present better financing options. Becoming debt free is a highly sought after goal. Fewer debt payments offer the opportunity to begin saving money. There are several ... more...

Debt Management Advice
The best debt management gives you the most financial options. By making regular payments and having a low debt to income ratio, you can access credit when you choose. If you arent in that situation, then ask for help from the variety of debt management companies out there. In the end you have to ... more...

Payday Loans: How They Really Work!
Payday loan companies gives the borrower the amount of the check minus their fee (They get their money up front).Fees charged for payday loans are usually a percentage of the face value of the check or a fee charged per amount borrowed for every $50 or $100 loaned.A cash advance loan secured by a ... more...

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