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Should I Purchase the House For All Cash?
March 6, 2000 "My wife and I are both in our late 20s and would like to buy a home for $250,000. We have $500,000 in available assets, including cash, stock, and bonds, as well as $100,000 in retirement assets. We have no debt. We can afford to pay cash for the home. Should ... more...

Interest-Only Mortgage Tutorial
Here is what you will learn in this tutorial: 1. What is an interest-only mortgage? 2. For what types of borrowers is it suitable? 3. What are the hazards you should watch out for? 4. What information do you need to assess an IO mortgage? 5. How ... more...

free commercial mortgage cash flow calculator related definitions

Mortgage Note
Mortgage Note A written negotiable promise (agreement) to pay a sum of money plus interest at a set interest rate. The note is secured by a mortgage. In turn, mortgage is secured by property. Mortgage note states the amount of debt and the rate of interest, and makes the ... more...

Mortgage Baked Securities, MBS
Mortgage Baked Securities, MBS Mortgage-backed securities (MBS) are bond or other financial obligation secured by a pool of mortgage loans. Mortgage loans are purchased from banks, mortgage companies, and other originators and then assembled into pools by purchasing entity. ... more...

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Get Free free commercial mortgage cash flow calculator Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Mortgage Glossary of Terms
A brief list of some of the most common Mortgage terms.Adverse Credit The term used if the borrower has a poor credit history. This could include previous mortgage or loan arrears, bankruptcy or CCJ's. Other terms used to describe an adverse credit mortgage include: Bad credit mortgagePoor ... more...

Free Mortgage Calculator - Use It To Attract Return Visitors To Your Site
Whether you have a payday loan site, a mortgage website, or a realty site, consider posting a free mortgage or loan calculator on your website. Often visitors will use your calculator and then bookmark the page and come back to it any time they need to do a calculation. This can get visitors to ... more...

UK Mortages: A Guide Through The Maze
Types of UK MortgagesYou may be wasting your money with the wrong type of mortgage. Knowledge is power.There are essentially two different types of mortgage:Repayment only, (capital and interest mortgage)Interest only, (ISA, pension or endowment mortgage)Repayment onlyYour monthly repayments ... more...

Bad Credit Mortgage Refinance
Refinancing your mortgage with bad credit can be an intimidating task. There are steps you can take to improve your options before you start applying for a mortgage. Here are three easy tips to help you get started.Put Some Money in the BankIf you dont have a savings account, open one. Start ... more...

Should I Refinance My House - Benefits of a Cash-Out Refinance
If you need extra funds for large purchases, or simply want to obtain a better interest rate on your home loan, refinancing may be a good option. Today, many homeowners are taking advantage of a cash-out refinance.There are several advantages to refinancing a home. Moreover, refinancing also ... more...

Free Mortgage Guidebook Will Save You Thousands
Mortgages are the single most intimidating aspect of owning a home. If you dont understand how they work and know the terminology how will find a good deal for your home? A free mortgage guidebook can help.Information should be free. This has been the defining principal of the Internet since ... more...

Wise Cash Flow Management for Solopreneurs
Lets take a look at the many aspects of wise cash flow management. Understanding. You all know the money out is called Accounts Payable, and the money coming in is called Accounts Receivable, right? Your Accounts Receivable get generated from the sale of your products, the fulfillment of service ... more...

Home Equity Loans in Texas
A few notes of importance: This only applies to a homestead property, that is the customers primary residence LTV refers to Loan to Value, meaning the loan amount as compared to the value of the home. As an example, a loan of $75,000 on a home valued at $100,000 would be a loan at 75% LTV. These ... more...

Planning Starts with the Basics
When developing a plan for your finances, the toughest question often is: Where do I begin? Before investing in stocks and bonds or buying life insurance, before implementing any change or making any decisions, you first need to analyze and understand your entire financial picture. Two documents ... more...

Lawsuit Loans - Caveat Emptor!
If you have been injured in an accident it is quite likely that you have been financially stressed as a result, and are in need of an advance against your insurance claim, lawsuit or other legal action. If you are looking for someone to lend you money based on your future settlement, BEWARE! There ... more...

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