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Why Won't My Mortgage Refinance Go Through?
May 19, 2003 "I filled out all the forms to refinance my loan, paid the $350 lock-in fee, provided all the documents they asked for...But it is now 4 months and still it hasn't closed...Periodically I call the person in charge of my refinancing, and he says he will get back ... more...

Difficult For Self-Employed to Qualify For a Mortgage?
January 4, 1999 "I am self-employed and want to purchase a house. When I went to a mortgage broker for a loan, he wouldn't give me the time of day! I can't believe that the system doesn't work for people like me." It does work for people like you, but it is ... more...

freddie mac guidelines related definitions

Non Conforming Loan
Non Conforming Loan A loan that does not meet the Fannie Mae or Freddie Mac underwriting guidelines. This is also known as a portfolio mortgage. The loan can't be sold on the secondary market so it must keep it and service it in its own portfolio. Non-conforming loans have ... more...

Freddie Mac
Freddie Mac Federal Home Loan Mortgage Corporation (FHLMC) also called "Freddie Mac" - a quasi-governmental, federally sponsored organization that acts as a secondary market investor to buy and sell mortgage loans. FHLMC sets many of the guidelines for conventional ... more...

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Get Free freddie mac guidelines Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

L.S. Mac's Treasures
Such as my defeat overwhelmed me, so did my love for creating websites! I have four of my own presently. I use these as therapy, you can find your own hobby that keeps your mind at a happy level and life is good.Before finding peace in my life, this is what caused my grief. I had my life as I had ... more...

Dental and Medical Collection Legal Guidelines
Every medical and dental practice has to deal with patients who do not pay. If it doesn't deal with such patients, the costs will simply be passed on to other patients - the practice may simply suffer or fold.Yet the very real dental and medical collection laws issues mean you should think ... more...

I Can't Pay My Loan - Student Guidelines for Recovery
You graduated and now your student loan is due. The job hasnt come through yet, or you are just in over your head. What can you do about that student loan?Before you enter the default stage, relax and review your options. Realize that you arent alone. Unfortunately, since so many former ... more...

How To Buy a Home With Bad Credit
Buying a home with bad credit is just a matter of following the basic guidelines for making any major purchase. Knowing your budget ensures you dont get in over your head. And some quick comparison shopping guarantees you find great rates. The following steps will help you to secure financing at ... more...

10 Important Tips to Successful Real Estate Investing
When it comes to investing, everybody has certain goals and aspirations. However, we have found that there are certain guidelines every aspiring real estate investor needs to know:1. Compare Property Values and RentsFinancial statistics only go so far; the best measure of a property's market value ... more...

Different Types of Bad Credit
If you have a bad credit history it can still be possible for you to get a loan as long as you can meet the specific guidelines for loan approval by a multitude of lenders specialized bad credit loans. The lending industry uses categories to asess the credit risk of any particular borrower. A-minus ... more...

Real Estate Investing 101 Understanding the Different Types of Lenders
The changes in financing options available for residential investment properties over the last 5 years are staggering. Lenders have relaxed the credit and income guidelines for qualification that formerly deterred many would-be investors from entering the real estate. In addition, the down ... more...

Stop Wasting Money When You Fill Your Car Up With Gas Part 1
Its no big secret - gas prices are rapidly rising. For many consumers this can lead to serious financial problems. This article will give you some tips, guidelines, and basic advice for helping you keep reduce the amount of money that you spend each week filling up your vehicle.If youre like the ... more...

Finding an Auto Loan with Bad Credit
Finding an auto loan online is easy regardless of you credit score. By simply completing a simple one page application hundreds of online lenders who will compete for your loan business. There are certain guidelines you should follow which could help you save money on a car loan even with poor ... more...

How to Lower the Cost of Your Car Insurance
Buying auto insurance is an important part of your overall financial planning. The auto insurance premium rate varies depending on the company and the type of policy coverage you choose to have. Here are some guidelines to lower the cost.Shop Around- Compare the costs by shopping around at least ... more...

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