Flower Crabapples: A Baker's Dozen
Plant em if youve got em. If you dont have em, get em. They are not referred to as Jewel of the Landscape by accident. Those wonderful ornamental flowering crabapples offer a distinct landscape feature for every single season, are easy to grow, generally require little maintenance and somewhere ... more...

Getting Out of the Zone!
Weve probably all heard the famous movie quip, why dont you wait here while I slip into something a little more comfortable. Its a comment to make most of our ears (particularly male ones!) stand up on end with the anticipation that the film has actually taken a turn for the better. In real life ... more...

Guide to Lake Iseo, Lombardy, Italy
IntroductionLake Iseo, also called Lake Sebina, is the fourth largest lake in the Lombardy region of Italy. The lake was formed by the Valcamonica Glacier, and is 24 kilometres long and up to 5 kilometres wide. This width is not always obvious as the largest lake island in Europe, Monte ... more...

Used Car Buyers Beware Of Flood Damages
The risk of buying a vehicle with flood damage goes up significantly and along with high demand and low volume, it is likely the price will also increase for used cars in the affected market area.While a vast majority of the vehicles will be considered a Total Loss by insurance companies and ... more...

Budget Planning - It's Elementary My Dear Watson
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Dont be afraid...Somehow youve ended up lost ... more...

Danger In The Comfort Zone
I dont know who said it or where I heard it, but Im sure it was brought to my attention by a sales trainer somewhere, at some time during my journey through the maze of countless sales trainings and seminars that I have attended over the years, but it does make perfect sense.There is danger in the ... more...

Hurricane Insurance Claims
Many homeowners along the Gulf Coast have spent decades making saving up and making mortgage payments on their homes. Unfortunately, hurricanes Rita and Katrina have wreaked havoc on the area and most of the homes in the area are either damaged or destroyed. Most of these homeowners are now ... more...

Real Estate Stories that Show You How!
Lets begin easing you out of the pits. I mean, comfort zone! Im going to slowly and methodically give you as many little sparks and insights to the relatively simple ways that ordinary people use real estate to achieve extraordinary results.Stories are the best spark plugs. They let you casually ... more...

Mortgage Glossary - A Glossary of Mortgage Terms You Should Know
Acceleration Clause A clause in a mortgage defining that the entire outstanding balance can become due and payable should mortgage default occur. If the entire balance is not paid, the property will be foreclosed.Adjustable Rate Mortgage (ARM) Mortgage with interest rates that may be adjusted by ... more...