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How to Avoid Homeowner's Insurance Cancellation
(Lessons from Hurricane Katrina) October 14, 2005 By Robert J. Bruss Inman News As the homeowner victims of Hurricane Katrina are discovering, most homeowner insurance companies are not swift to fully pay even valid claims. Although ... more...

How to Shop Settlement Costs
March 5, 1999, Rewritten February 15, 2003 Settlement costs are one of the most confusing and irritating features of home mortgages in the US.  Confusion arises out of the many different types of costs involved, which can vary from ... more...

flood insurance when you are not in a flood zone related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Title Insurance
Title Insurance A policy, issued by a title insurance company, which insures a home buyer against errors in the title search. The cost of the policy is usually a function of the value of the property, and is often borne by the purchaser and/or seller. Policies are also available ... more...

More about flood insurance when you are not in a flood zone

Get Free flood insurance when you are not in a flood zone Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Am I To Young To Write A Will?
At the age of 28, you would think that one of the last things on my mind would be making a will for myself. However, with two kids to think about, you could not be further from the truth.Just recently I had a medical scare, which lead me to really think about life and death. While death is not ... more...

Profiting From a Stock You Don't Even Own
Many people even in this "enlightened" era, do not realize that you can make a lot of money if the market is falling. Well the fact is that you can, and there are 2 good ways to do it. One is to "sell short" and the other is to buy options called "puts". Today we want to look at the short ... more...

Doctor: Find The Hidden Money!
Doctor, are you constantly asking your staff to show you the money, read on.A doctor not only treats patients for their various physical needs but runs a business at the same time. Doctors have large overhead expenses. They pay rent, salaries, utilities, medical supplies and many other expenses. ... more...

Understanding Franchise Releationships in a Franchised Business
Now that you have invested your time, energy and money in buying a franchise, how do you work within the system? How do you take advantage of all your franchisor has to offer? How do you deal with your counterparts, other franchisees?In this chapter, I will give you tips that will help you thrive ... more...

House Sitters Are Coming to the Rescue of Many Travellers
Everyone seems to have accepted the fact that the days of leaving your door unlocked are over. The rise of crime is affecting everyone, not just those who live in the larger cities. In fact, homes in rural areas are being targeted like never before--due to the opportunity a secluded area provides ... more...

How Does Credit History Affect Car Insurance Rates?
Many personal car insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new car insurance, keep in mind that many insurers are looking at your credit history to determine your car insurance rates. I hope ... more...

Bankruptcy, Is It A Way Out
Negotiations with creditors have failed. Repossession is imminent and foreclosure proceedings have begun. Your income is simply not sufficient to pay your bills, no matter how low the payments are. It may be time to consider bankruptcy.Bankruptcy law evolved as a reaction to the abuses surrounding ... more...

Insurance Glossary of Terms
Assured - Those insured under the terms of an insurance policy.Benefit - The money paid to the policyholder when a claim is made.Bid Price - The selling price or cash-in value of your unit holdings.Bonus - Relates to a with-profits policy. The amount of money added to the benefit payable under the ... more...

Switching Careers - 7 Key Steps
Are you thinking about switching careers? If you are, you're not alone. Most Americans switch careers three times in their lifetime. Nevertheless, switching careers is scary. And it's especially paralyzing the older you get. But making a career switch is very possible and much more common than ... more...

MLM Survival Guide-Tips, Tricks & Traps Revealed
The purpose of this guide is to provide a step-by-step procedure for starting, operating and optimizing a MLM based business, and to do this without making serous mistakes along the way. There are volumes of books on this subject, so this guide will not attempt to "rehash" the "rose colored" views ... more...

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