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How to Avoid Homeowner's Insurance Cancellation
(Lessons from Hurricane Katrina) October 14, 2005 By Robert J. Bruss Inman News As the homeowner victims of Hurricane Katrina are discovering, most homeowner insurance companies are not swift to fully pay even valid claims. Although ... more...

Fixing the Mortgage System So It Works For Borrowers
September 5, 2005 In some respects, the United States housing finance system is the best in the world. In other respects, it is unworthy of a banana republic. Our housing finance system has a primary market and a secondary market. The primary market is the market the borrower ... more...

flood certificate related definitions

Closing Costs
Closing Costs Expenses incurred by the buyer and seller in a real estate or mortgage transaction. There are two types of costs: recurring and non recurring. Non-recurring costs are one time transactional costs ... more...

Settlement Costs, Closing Costs
Settlement Costs, Closing Costs Expenses incurred by the buyer and seller in a real estate or mortgage transaction. There are two types of costs: recurring and non recurring. Non-recurring costs are one time ... more...

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Get Free flood certificate Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Blame It On the Rain: Protect Your Home With Hurricane, Wind, and Flood Insurance
Choosing the best insurance policies for your home can cause a lot of confusion. Many homebuyers are not fully educated about the coverage needed to protect a home or real estate investment. Many difficult situations can be caused by natural disasters. If you purchase real estate in or ... more...

Selling of Real Estate by Non-Residents of Canada
As I deal routinely with non-resident investors wanting to sell Canadian real estate assets, I would like to shed some light on this otherwise somewhat arcane subject. DISCLAIMER: please note that the following essay is presented solely for general information purposes, it is not intended to be ... more...

Used Car Buyers Beware Of Flood Damages
The risk of buying a vehicle with flood damage goes up significantly and along with high demand and low volume, it is likely the price will also increase for used cars in the affected market area.While a vast majority of the vehicles will be considered a Total Loss by insurance companies and ... more...

Man Fakes Death to Qualify for Mortgage
Allen Wolford of Colorado came to the conclusion that the only way to qualify for a home mortgage was to die.The embalmer wanted to purchase a home with his wife, but with $50,000 in debt, he did not qualify. So he made a decision.His faked death certificate said that he died from cardiac arrest. ... more...

Bailiffs & Council Tax - Knowing What To Do
This article is about bailiffs who may call trying to collect Council Tax or Community Charge (Poll Tax) arrears. If a bailiff has contacted you to collect another sort of debt the law might be different.Council Tax and Poll Tax are usually collected by private firms of bailiffs on behalf of your ... more...

Hurricane Insurance Claims
Many homeowners along the Gulf Coast have spent decades making saving up and making mortgage payments on their homes. Unfortunately, hurricanes Rita and Katrina have wreaked havoc on the area and most of the homes in the area are either damaged or destroyed. Most of these homeowners are now ... more...

Working Abroad - Employment Advice In Spain
Jobs and employment on the Costa BlancaThe Council of Europe regulations forced Spain to end all restrictions on the free circulation of European Union workers as of January 1st, 1992 - which means that all EU citizens can work in Spain under the same conditions as Spaniards complete with ... more...

A Career in Mortgage Banking
Do you want a rewarding career that will make some descent money? Are you good with numbers? Are you good with paperwork? Do you like anything that has to do with money? If you answered yes, you may be interested in a career in mortgage banking. The best place to get an education on mortgage ... more...

How to Choose the Right Bank Account for Your Needs
Opening a new bank account is a major step in your life, and as such it should not be taken lightly. Depending upon the use that you have intended for the account, certain options might be very beneficial to you while others might not be beneficial at all.By taking a little time to consider exactly ... more...

Mortgage Loans
A mortgage is a device used to create a lien on real estate by contract. The mortgage is an instrument that the borrower (called the mortgagor) uses to pledge real property to the lender (called the mortgagee) as security for a debt, also called hypothecation. The mortgage, as a rule, consists of ... more...

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