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How to Avoid Homeowner's Insurance Cancellation
(Lessons from Hurricane Katrina) October 14, 2005 By Robert J. Bruss Inman News As the homeowner victims of Hurricane Katrina are discovering, most homeowner insurance companies are not swift to fully pay even valid claims. Although ... more...

Fixing the Mortgage System So It Works For Borrowers
September 5, 2005 In some respects, the United States housing finance system is the best in the world. In other respects, it is unworthy of a banana republic. Our housing finance system has a primary market and a secondary market. The primary market is the market the borrower ... more...

flood certificate related definitions

Closing Costs
Closing Costs Expenses incurred by the buyer and seller in a real estate or mortgage transaction. There are two types of costs: recurring and non recurring. Non-recurring costs are one time transactional costs ... more...

Settlement Costs, Closing Costs
Settlement Costs, Closing Costs Expenses incurred by the buyer and seller in a real estate or mortgage transaction. There are two types of costs: recurring and non recurring. Non-recurring costs are one time ... more...

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Get Free flood certificate Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Does Your School Teach You How to Achieve Financial Freedom?
Study hard, get good grades and you will have a bright future! I am pretty sure many of you have been brainwashed by your teachers with this statement when you were students. And your perception of a bright future is most likely to become a lawyer, doctor, engineer, businessman. whatever that ... more...

"How Much Interest is Your Home Equity Earning?"
How much interest are you earning on your home equity? If you answered nothing, zero, zilch, zip you are correct. What would you do if you could get triple compounding on your equity? Would you take action and build a fortune that would allow you to pay off the mortgage and create a retirement ... more...

Affording a Home
Can you really afford a house? If so, how much house can you afford? To determine this answer will take serious financial planning, and the best time to start is at least six months before buying the home.Although buying a new home may seem like an American Dream or romantic venture, the reality is ... more...

Home Owner Insurance, What to Expect and What to Ask Your Agent
Your home is probably going to be your single most important purchase in your life, you spend months searching for the perfect place so it makes sense that you would be just has careful when it comes to your home owner insurance. But what is home owner insurance? As the name indicates, home owner ... more...

Three Things to Avoid When Buying a Home
Whether you're a first-time homeowner or moving on up the property ladder, home buying can be tricky. How do you draw the line between a money pit and a diamond in the rough? Here are three things to keep in mind. Depending on the circumstances, these might be reasons not to buy.Neighborhood. ... more...

Debt Management Solutions - Avoid Debt Elimination Scams?
Acquiring a large amount of debt is burdensome. Because of high monthly payments, many people are unable to make minimum payments. Failure to pay credit cards results in late fees and higher interest payments. Although skipping credit card payments may be tempting, this does not eliminate ... more...

11 Different Ways to Participate in The New Millennium Real State Boom
Many parts of the country are going through a real estate boom. In recent reports real estate is showing double digit growth in many parts of the country. In still many other real estate growth is outpacing inflation.1 - Real Estate Agent Real Estate agents are responsible for the vast majority ... more...

Financial Tips For Newlyweds
What a wonderful day, despite the impatience and in-law worries, your wedding went off without a hitch and the honeymoon time was incredible. You and your newly wed spouse are back in your shared home, the gifts are opened and put away, bills are looming and it's back to work tomorrow.So what ... more...

The Flip Side of the New Bankruptcy Law
Congress passed and the president signed legislation earlier this year that made filing for personal bankruptcy a much more difficult proposition. At the urging of the financial industry particularly credit card providers and banks the new legislation was drafted and approved setting the stage ... more...

The Gaian Paradigm Part 2
Part 2 The Implication of the Gaian Paradigm to Social InstitutionsThe new Paradigm is a scientific hypothesis which explains many phenomena in cosmic evolution. But it is more than that. It suggest a new worldview or mindset by which humans can examine current phenomena with respect to their ... more...

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