Substantial Savings from Low Interest Credit Cards
A host of low interest credit cards is already in the e-marketplace favoring those with a revolving credit - in other words, those who carry a monthly balance. The interest rates on these cards tend to be around 10% while the rates on normal cards could be as high as 16% to 18%. The interest rates ... more...

Hybrid Mortgages Can Save You Money
If you are a homeowner that would like to take advantage of lower mortgages interest rates but do not want to commit to a 30 year mortgage, a hybrid mortgage could be right for you.Many homeowners shunned the notion of refinancing their current mortgages because they might be moving within the next ... more...

Lesser Known Facts About Home Equity Loans
Refinancing your debt via a home equity loan shifts your debts loan to your home. The flip side to such a move is that your home is on the line. However, tax deductions on interest repayments make it an attractive proposition. Moreover, in such a case of loan consolidation, it makes financial sense ... more...

Tips On Refinancing Your Home - When To Convert To an ARM
Common advice tells borrowers they should refinance their adjustable rate mortgage (ARM) to a fixed-rate mortgage. However, there are times when it makes better financial sense to do the reverse. The prime reason is that an ARM provides lower rates.Low Interest Rates Of An ARMAn ARMs primary ... more...

Houston Mortgage Rates
A mortgage rates vary according to the type and the duration of the loan. There are three types of mortgage rates:1. Adjustable Mortgage Rate 2. Fixed Interest Rate 3. Variable Interest RateA mortgage with an adjustable interest rate takes into consideration that an interest rate may change ... more...

Home Equity Line of Credit Pro and Cons
Home equity line of credit pro and cons are important if you decide to tap your equity in your home. Whether you are choosing a home equity loan vs equity line of credit, each loan is considered a second loan and is secured by your home.Here are some home equity line of credit pro and cons to ... more...

Home Loans and Mortgages Time to Consolidate Loans?
Home equity loans and lines of credit are useful tools for homeowners. They allow the homeowner to borrow against the value of his or her home for all kinds of purposes home improvement, debt consolidation, vacations, and more. The loans, backed by the value of the house itself, come with ... more...

Buy to Let Mortgages
Finding the right buy to let mortgage is crucial to your success as a property investor. Unlike other forms of property investment, a lot of the capital you invest into a buy to let investment property is likely to be borrowed. Over the last few years, the buy to let mortgage market has boomed, ... more...

Home Equity Loan Comparison - Access Your Home's Equity Through a Second Mortgage or Equity Loan
You can access your home equity without the cost of refinancing with two financing options. A second mortgage will give you a lump sum check with a fixed or adjustable rate. A home equity line lets you tap into your equity when you want to. Both options allow you to write off interest on your taxes ... more...