The Convertible Craze Brightens The Future Of Equities
Convertibles are stealing the show with their safe investment image in todays protective market. They seem to be overshadowing the stocks and bonds, and this holds true for the mediocre issuers.A convertible bond, as the name suggests, can be converted into a company's common stock. The bonds are a ... more...

Navigating Commercial Construction Financing
Today, the development and construction of commercial facilities entails a wider range of financial options than anytime in the past quarter century.Thanks in large part to continued low interest rates and significant liquidity in lending institutions, financing of well-considered speculative ... more...

Insurance Glossary of Terms
Assured - Those insured under the terms of an insurance policy.Benefit - The money paid to the policyholder when a claim is made.Bid Price - The selling price or cash-in value of your unit holdings.Bonus - Relates to a with-profits policy. The amount of money added to the benefit payable under the ... more...

Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan
For most of us the process of getting out of debt and pursuing a venture that would create an income stream leading to early retirement seems just a pipe dream. It goes without saying; it takes money to make money. Most of us have had our eye on pursuing a stock, invention patent, greater ... more...

Mortgage Information
A mortgage is borrowing money using property as a security, a type of secured loan in other words. Primarily, the purpose in borrowing the money is to purchase a property.A mortgage is really another word for a property loan - a loan that allows you to borrow a large amount of money in order to buy ... more...

5 Simple Steps for Serious Saving and Financial Growth
1) Pay off your loan, credit and store card debt and resist the temptation to keep on spending money you dont yet have.Credit cards and store cards attract the highest rates of interest and are the most inefficient way to work your finances. The average annual percentage rate (APR) for credit ... more...

Private Lenders Can Get You the Mortgage Terms You Want
There are two primary places that you can find money to support your new home purchase, commercial banks and private lenders. Although there are a few more, these are the ones that people turn to first.Commercial banks usually have terms put out on the table that you are either expected to accept ... more...

Protecting Your Expatriate Family
If you and your family relocate overseas, one of your first priorities from a financial planning point of view may very well be establishing health care.Costs and services abroad can differ greatly to what you are accustomed to back home. Therefore its essential to make sure that you are fully ... more...

Investing in Real Estate Profitably: Eliminating the Need for Mortgage Insurance
In an earlier article, we presented various options for ensuring that you have positive cash flow when holding rental houses, by minimizing loan payments. One problem which we now can address is to how to eliminate the need for paying mortgage insurance. Any loan with less than 20% down payment ... more...