Mortgage Terms Explained
When you are hunting for a mortgage, you will find that there are many different types of mortgages available. I will list some of the more common ones and their uses.15 vs 30 YearsYour mortgage term can be just about anything you choose. 15 and 30 year terms are popular these days, although 10 ...
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Dos and Don'ts: Student loans
Parents should begin saving money early for their children's college education because of the high costs and expectations that parents will pay part of the costs associated with the education. Several stock mutual funds are recommended.Here's a question that's as pleasant to consider as a ...
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Christmas After Credit Cards
A crucial time of year is approaching for families trying to reduce debt. The holidays are always difficult to get through without increasing debt. I've found this to be especially true with my own family. Reflecting on previous years it's hard to say where my troubles began. When I was a ...
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Having Mortgage Calculators Calculating The Best Loan Option
You need to use more than a mortgage calculator to find out which is the best plan for your needs. Here you have a quick guide to help you decide on the best plan for you.The Different Types Of Mortgage Loan OptionsSo you have decided to purchase your own home and you need to find out which type of ...
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Life Insurance: Who Needs It And How Much Do You Need?
Your friendly, neighborhood life insurance agent is most likely to answer this question with the word everybody.The fact is, not everybody does need life insurance. If you don't have a family, you probably don't need life insurance unless, of course, youre a really nice person and just want to ...
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Real Estate Investors - How to Buy for Your Rent to Own Homes Inventory
First and foremost, this article is for investors. As an investor, you should not (must not) have any emotional ties to any of your properties. You are in this business to make a fair and honest profit, and you will sell your home(s) when it makes sense to do so. Your goals should be to buy low and ...
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A History of Money and Banking Secrets That Banks Don't Want Published
A History of Money and TradeTo start with a history of money and debt, we must go back many years ago when people used to trade their wares for the things they wanted and needed.In place of money or Federal Reserve Notes, you could trade a well made pistol for a cow, which you could eat or trade a ...
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Business Plan Software Review: Ultimate Business Planner
One of the main reasons business owners and entrepreneurs use business plan software is to simplify building their financial models. Even with an explosion in business plan software packages on the market today, doing the financial projections is still often cited as the most difficult part of ...
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40-Year Mortgages: An Alternative to Interest-only Loans?
Interest-only loans are quickly becoming a mainstream loan product. Borrowers who were initially turned-off by the perceived risk associated with an interest-only loan are now starting to see the benefits: Lower payments, less money tied up in equity, more flexibility, etc.For the savvy borrower, ...
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Student Home Purchase Plan
Tuition costs are climbing, housing costs are climbing, it seems like all the costs for students are climbing these days. Students can afford cost increases less than any other demographic in Canada. Because of this, parents and students alike are looking for new ways to offset the costs of ...
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