Home Buying 101 -- The Different Types of Mortgages
When it comes to buying a home, there's a lot to learn about mortgages and credit. The terminology comes at you pretty fast, and when the terminology is new to you, it can all seem overwhelming. This article will help you make sense of it all.Fixed Rate Mortgage A fixed-rate mortgage offers an ... more...

How To Find A Good Realtor To Help You Through the Home Buying Process
This will be one of the most important decisions you make in the house buying process. Its almost as important as selecting the right house. The right realtor can make buying a house seem simple. The wrong realtor...well, take my word, and find the right realtor.Youll be making LOTS of contacts and ... more...

The Top 3 House Hunting Resources Other Than Your Realtor To Help You Find Your Dream Home!
If youre ready to start house hunting, its a good idea to come up with a plan for finding your dream home.The first step is to find a good realtor to help you through the house buying process. There are lots of little details, and having someone to help you remember all of them is a great idea ... more...

Interest Only Loans What You Need to Know?
If you are shopping for a house or refinancing, youve probably seen ads for interest-only loans. While this type of loan is beneficial for some homebuyers, other homebuyers might regret the decision to take out an interest-only loan.Interest-only (IO) loans are structured so that the borrower pays ... more...

Last Year's Great Mortgage is This Year's Disaster
The market for real estate in the United States seems to have slowed down from the fever pitch of just a year ago. There are a number of reasons for this; rising interest rates and sticker shock among buyers are just two of them. Whatever the reasons, sales of homes seem to be slowing, and that ... more...

Your Down Payment and Your Mortgage
If you have never purchased a home before then you might be surprised at how much you actually need for a down payment. Coming up with this large sum of money can be a very hard thing to do, especially for those just starting out in life. If you are in one of the lower income brackets it can seem ... more...

Mortgage Information for the First Time Homebuyer
Inflation in the United States is increasing rapidly and home prices are soaring! There are millions of american families that are unaware of the many mortgage programs that are available for first time homebuyers.There are many types of mortgage finance programs available to first time homebuyers. ... more...

Dangerous Liaisons: Tips For Securing Homeowner's Insurance
Whether you are buying a home, selling a home, retiring or relocating homeowners insurance can be a tricky issue. Learning the basics of homeowners insurance is key to completing a smooth real estate transaction. Below are some important tips that can help you secure a homeowners insurance policy ... more...

Kings Bay Georgia Real Estate - An Amusing Tale About a Real Estate Agent
This story is true and not meant to hurt anyone, but the more that I think about what happened, the more it makes me laugh. I hope that you not only get a chuckle from it as I did, but take your time and look for a professional real estate agent.Sometime back I was handling a tranaction for a ... more...