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What If I"m Fired Before the Loan Closes?
July 19, 1999 "Our offer on a house was accepted, we've been prequalified, the loan officer is coming out tomorrow to take my application, and I just got fired from my job. What should I tell the loan officer and what will this do to our loan? What if I find a job in the ... more...

Questions About Mortgage Brokers and Lenders
June 24, 2002 I get tons of mail from borrowers who are confused about the differences between lenders and mortgage brokers, and how these differences matter. "What is a mortgage broker?" A mortgage broker is a loan provider who offers the loan products of different ... more...

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Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

discount Point
Discount Point Fees paid to lenders. 1 point = 1% of the loan amount. On a $100,000 loan 1 point is $1000. Points may be further classified into origination points or discount points. In laymen terms, a point is a fee you pay to a lender or broker. Each point is one percent of ... more...

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Get Free find loan Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Mortgage Loan Find The Perfect Lender Online
When shopping for a mortgage you have a variety of choices when it comes to lenders. There are traditional banks and credit unions, brick and mortar mortgage companies, and online lenders. All have their advantages; however, how do you know which is right for you? Here is why the Internet will ... more...

Where to Look for Bad Credit Loans
When trying to locate bad credit loans, many people find themselves becoming frustrated by the apparent lack of bad credit loans available. In truth, however, there are actually a large number of bad credit loans that you can get from a variety of different lenders the key is knowing where and how ... more...

Finding the Lowest Rate 2nd Mortgage Or Home Equity Loan
Finding the lowest rate second mortgage is just a matter of picking the right loan and the right lender. To ensure low rates on a home equity loan, start by checking out your credit report. Then pick low interest loan terms and start asking for quotes. In no time you can sift through the ... more...

Many People Have Realized the Convenience and Benefits of Online Personal Loans
The Internet has provided a whole new dimension to obtaining a personal loan. Before lending companies were available on the World Wide Web, people were limited with their loan options and from where they could get a loan. Now there are endless financial resources available to people, no matter ... more...

Where to Look for the Best Secured Loan
Finding the best secured loan to meet your financial needs isn't always easy after all, you've got to find the right lender, the right collateral, and you have to deal with a variety of interest rates and loan terms that can sometimes make your head spin.The best secured loan doesn't have to be ... more...

Finding a Mortgage Loan with Bad Credit
If you have bad credit, you might think that you'll never be able to find a lender willing to offer you a loan for some of the better things in life... especially high-value loans such as a mortgage loan to buy the house of your dreams. You'll be relieved to know, however, that a variety of lenders ... more...

How to Find a Cheap Loan Online
If you feel lost while looking for a cheap loan online, take heart it's easier than you might think.Unlike traditional lenders such as banks and finance companies, online lenders operate in such a way as to allow them to offer lower interest rates and can thus make it much more likely to find a ... more...

Finding the Cheapest Consolidation Loan
If you're looking for a loan to help you to consolidate your outstanding debts, then you're likely going to want to find the cheapest consolidation loan that you can. This may take a little bit of time and patience, however, so it's important that you don't just look at one or two lenders and ... more...

How to Find a Loan or Mortgage with Bad Credit
If you have bad credit and you are trying to get a personal loan or mortgage, it may seem like a difficult situation. However, there is hope. There are many lenders with loan programs available today to help people with poor credit, bankruptcy and even foreclosures obtain financing.The first step ... more...

A Guide to Cheap Loans Online
Looking for cheap loans online can sometimes be a taxing process between not knowing exactly where to look and wondering what's required in order to get cheap loans online, you might find yourself wondering if you're not better off taking a higher interest rate at a traditional bank or finance ... more...

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