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Manufactured Housing: A Messy Picture
May 19, 2003, Revised February 14, 2005 What Is a Manufactured House? A manufactured home is built entirely in a factory, transported to a site, and installed there. It is distinguished from "modular", "panelized", and "pre-cut" homes, ... more...

What If I"m Fired Before the Loan Closes?
July 19, 1999 "Our offer on a house was accepted, we've been prequalified, the loan officer is coming out tomorrow to take my application, and I just got fired from my job. What should I tell the loan officer and what will this do to our loan? What if I find a job in the ... more...

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Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Depreciation
Depreciation Decline in the value of a house due to wear and tear, obsolescence, adverse changes in the neighborhood, or any other reason. Depreciation is treated as an expense and is a line item on an income statement. Depreciation can only be applied to the building and not ... more...

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Get Free find house Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

What You Need to Know to About Your Mortgage Transaction
The Roles of A Mortgage Lender, Broker and Sales AgentBuying a home can be an exciting but confusing event, especially if it is your very first time. There are so many options for sales agents, brokers, mortgage lenders, types of mortgages and mortgage rates. It can be difficult understanding all ... more...

Secrets of Making Money from Real Estate - Part 4
Analyzing and finding the right property deals:Firstly read my other article on how to Buy the property at a discount, this will cover the basics on how to buy property at a lower than market value price. This is very important because It can completely change the aspects and financing the deal. It ... more...

How to Buy Your Own Home
Buying Your First HomeBuying Your Own Home isn't nearly as complicated as some folks make it out to be. Your first step should probably be to contact a Mortgage Broker (check out the on-line Mortgage Companies on my Site -- they're a great way to quickly find out how much you qualify for, and they ... more...

Individual Voluntary Arrangements. IVA
What is an IVA?There is an alternative to bankruptcy called an "Individual Voluntary Arrangement" (IVA). This is a formal arrangement through the county court to pay an agreed amount off your debts over a shorter period. This usually means paying a high monthly instalment over 3 to 5 years. The ... more...

Can You Afford Your Dream House?
So you want to buy a house eh? And you want to get a mortgage loan to cover the bulk of the cost. Well, this is a common way for people to purchase a new house and if you are going to get approved for a mortgage you will fist have to meet with a lender. This lender will go over all of your finances ... more...

Should You Get a Home Inspection?
Its very important, and in my opinion, mandatory to have a home inspection done before you close on a house. The inspection helps with giving you an objective evaluation of any problems with the home before you move in.Make sure you have a home inspection contingency in your contract before you ... more...

What To Expect From Your House Appraisal
Having your house appraised can be a scary step in the moving process, especially if you dont know what to expect. Will your house pass muster or will they find some hidden defects and problems lurking in the basement and attic? Should you scrub the house clean?Dont worry this isnt a test of how ... more...

A Guide to UK Secured Homeowner Loans
Trying to find good UK secured homeowner loans might seem difficult at first, but once you know what you're looking for and how to search for it then it's actually quite easy.The main things that you need to know in order to find the best UK secured homeowner loans are how the loans work and the ... more...

Real Estate Investing Foreclosures
First thing I would suggest regarding foreclosures learn as much as you can on this subject. Foreclosures are considered to be very complex type of real estate investing. Second important thing for the real estate investor is - study the local market. Be sure and follow up to see what the ... more...

Flipping Houses for Gold: Three Tips to Help You Find the Perfect Fixer
Many real estate investors enjoy "flipping houses," or buying and selling houses quickly for profit. Not all flips are fixers. However, rehabbers make millions turning ugly houses into dollhouses. On the other hand, some inexperienced investors lose money buying houses that just don't turn a profit ... more...

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