Investor Guide to Financial Health
Step 1: Spend less than you earnPerhaps the simplest financial concept is the toughest for us to conquer- spend less than you earn. After paying your living expenses (bills, loan and mortgage payments, cost of food, charitable contributions, taxes, etc), you can begin to save and invest toward your ... more...

The Secret Barrier To Wealth - Underearning
Is the ghost of Money Past haunting you? Do you feel like no matter what you do to "get ahead" it never works? The problem may not be what you are doing, it may be what you are thinking. Many of us have deep spiritual and psychological patterns around money that can block our efforts at managing ... more...

How To Prepare A Business Plan That Guarantees Big Profits
It is always said "If you Fail to Plan, you Plan to Fail" Success in business comes as a result of planning. You have to have a detailed, written plan that shows what the ultimate goal is, the reason for the goal, and each milestone that must be passed in order to reach your goal. A business plan ... more...

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected pets, your piggy bank will disappear if you dont feed it. A personal budget is important to create financial independence and setting goals for feeding that piggy bank should ... more...

The Financial Equation that Will Set You Free!
I have a good friend who works in an area of the US that has more than its share of poverty. He called me the other day with a very broken heart. He was feeling badly for the people around him who simply do not allow themselves to get set free financially. I could feel the pain he was ... more...

Financial Fundamentals - What Every Small Business Owner Should Know!
Business owners rarely go into business to deal with the financial aspects of running a business. Its easy to understand why! You are passionate about the products or services you provide and want to focus your time there. The financial aspect usually falls to the bottom of the desired ... more...

From Debt to Financial Freedom
The vast majority of working people are in debt. The vast majority of people who are now in debt are always struggling to find better jobs with higher pay checks. As strange as it may sound the more you think about it the more you will come to realise that the more money people make the deeper they ... more...

Debt Help - Debt Consolidation Loans Versus Credit Counseling
Debt consolidation loans are a do-it-yourself process, whereas credit counseling helps you to make financial decisions. If you already have a financial plan, then you probably dont need the services of a credit counselor. However, if you have questions or need help with a budget, a credit counselor ... more...

How to Terror-Proof Your Money
"To drift is to be in hell, to be in heaven is to steer." George Bernard ShawFormer Homeland Security Director, Tom Ridge, has said it's not a matter of "if" well have another terrorist attack, but when. Like the attack of 9/11, the financial effects of another terror attack will be felt by ... more...