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Upfront Mortgage Brokers Listed by State
IMPORTANT NOTICE:  BEFORE CONTACTING BROKERS LISTED BELOW, READ  "HOW TO DEAL WITH A UMB" Upfront Mortgage Brokers as of December 10, 2005  Arizona Resident Brokers Keith Carothers, AZ Mortgage Dr. Fee: Negotiated on a case-by-case basis www.azmortgagedr ... more...

Take Mortgage Advice From Planner?
November 19, 2001 "I am being pressed by my wife to refinance our current mortgage to consolidate some of our debts, based on the recommendation of a major lender who has prepared a detailed financial plan for us. The plan is attached. As you can see, we are in something of ... more...

financial planning spreadsheet related definitions

Mortgage Baked Securities, MBS
Mortgage Baked Securities, MBS Mortgage-backed securities (MBS) are bond or other financial obligation secured by a pool of mortgage loans. Mortgage loans are purchased from banks, mortgage companies, and other originators and then assembled into pools by purchasing entity. ... more...

Settlement Statement, HUD-1
Settlement Statement, HUD 1 Document used by the settlement agent to itemize all charges for a real estate transaction, detailing the final financial settlement and costs paid by both buyer and seller of a property. Settlement Statement or closing document required by HUD ... more...

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Get Free financial planning spreadsheet Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Eight Steps to Financial Freedom - Part One
Imagine what you could do in your life if you had financial freedom. Perhaps you would never work again. Or you would work, only it would be what interested you. Perhaps you would get that house, or car, or boat you dreamed of. And the best part would be that you wouldn't have to worry about ... more...

Financial Issues in Business Startup
A primary inhibitor of business start-up is that few people have the financial cushion to give up a job for the uncertain income of a start-up venture. In a recent survey, about 30% of new business founders identified inadequate funding as their biggest hurdle, and a similar amount said lenders ... more...

Getting Started with Succession Planning: Part I
GETTING STARTED WITH SUCCESSION PLANNING: PART IA survey of 4,300 small business owners by the Canadian Federation of Independent Business (CFIB) revealed about 37% said they plan to sell their businesses upon retirement to non-family members. Twenty-six per cent said they planned to transfer or ... more...

Today's Banks Are Not Just For Mortgages, Loans and Investments
In todays capitalist world where security is one of the utmost concerns, the typical problem facing an individual is financial security. Money-related questions typically asked are: Where can I keep my money? What is the best way to invest it and make it grow? Who can I borrow money from? And the ... more...

Planning for Your Financial Future
Two heads are better than one, so sit down with your spouse and plan out your financial future together. Prioritize your bills.By determining which bills to pay in which order, you'll get in the habit of making sure your essentials are always paid first.Be careful using credit. Sometimes a ... more...

Three Financial Facts that Can Set You Free, or Set You Up
OK, so you're having some cash flow problems. Maybe it's temporary, maybe not. The point is, you need to change the situation ASAP! You can get a debt consolidation loan to ease the financial pressure every month. This works for many, but you must watch out! Let's look at some facts. First of all, ... more...

Debt Consolidation and Debt Management For Maximum Relief: Part 1
Bankruptcy and financial stress are at an all time high. In increasing numbers, people are turning to bill consolidation loans and debt management counseling for relief. Both debt consolidation and management provide valuable assistance. However, you need both for maximum results.Many people claim ... more...

Take Control of Your Financial Life
Your financial affairs can get out-of-hand, no matter how hard you try to keep them under control. Bad decisions, a stock market crash, illnesses, layoffs or major unexpected expenses can quickly throw us close to the edge.What can you do when youre up to your neck in debt to avoid complete ... more...

Mortgage Info You Can Actually Understand!
This is a great time to Refinance Your Home or Buy a New Home -- the Mortgage Rates are so low, these days! It's always worth a shot to find out what the costs of switching over to a new mortgage would be, to see if that's the right move for you.Whether you are building your own house, buying a new ... more...

Independent Insurance Agents Unite! Insurance and Financial Discussion Forums are all the Rage
The online discussion forum has emerged as the medium of choice for many Americans. Most recently, forum platforms like vBulletin, Infopop, and Snitz have enabled the novice webmaster to host and moderate their own forum. One of the areas that needs this type of medium the most is the Insurance ... more...

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