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What Is an Upfront Mortgage Lender?
July 8, 2003 Since I began fielding questions about mortgages in 1998, I have been frustrated by my inability to answer one question in particular, which gets thrown at me all the time. The question is "Can I trust [name of mortgage lender]?" A variant is ... more...

Introducing: Upfront Mortgage Lenders
July 21, 2003 "Can I trust [name of mortgage lender]?? ?Where can I go to get information about [name of mortgage lender]?  Since I began fielding questions about mortgages in 1998, these have been among the questions I have been asked most frequently ... more...

financial calculators related definitions

Mortgage Baked Securities, MBS
Mortgage Baked Securities, MBS Mortgage-backed securities (MBS) are bond or other financial obligation secured by a pool of mortgage loans. Mortgage loans are purchased from banks, mortgage companies, and other originators and then assembled into pools by purchasing entity. ... more...

Settlement Statement, HUD-1
Settlement Statement, HUD 1 Document used by the settlement agent to itemize all charges for a real estate transaction, detailing the final financial settlement and costs paid by both buyer and seller of a property. Settlement Statement or closing document required by HUD ... more...

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Get Free financial calculators Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Home Equity Loans Theres Gold In That There House
To paraphrase an old familiar quote that goes theres gold in them there hills, you could say, theres gold in that house. As Martha Stewart would say, its a good thing.A home equity loan can be a very good thing if you formulate a plan and stick to it. Home equity loans are becoming much more common ... more...

Tame The Financial Beast
Are holiday bills surprising you? Are you hoping that if you ignore your finances long enough, maybe they will fix themselves?Let's liken our finances to a garden. If we neglect the garden, weeds will grow and take over. The garden gets so bad we don't even want to look at it! But, with a little ... more...

Get the Facts Before You Borrow: Payday Loan 101
In the current economic climate, alternative means of obtaining money to make ends meet are becoming increasingly necessary. Some alternatives include borrowing money from friends/relatives; cash advances from employers; pawning personal effects and payday loans. Also known as a check/cash ... more...

What Makes You Eligible for Venture Capital?
A budding company or one facing major financial crisis can find solution to all its financial hurdles with Venture Capital. Unlike banks, Venture Capital firms are an important source of long-term growth capital.Venture capital firms and individuals are interested in many of the same factors that ... more...

Ask the Expert: When Do I Refinance My Home?
Home refinancing is a wonderful financial tool for homeowners to use for debt management to investments. If the home refinance is used correctly, wisely, and at the right time, the benefits from the refinance can improve the financial picture of the homeowner. There is no cookie cutter approach ... more...

Getting Cash Now for Your Structured Settlement
If youve agreed to accept a structured settlement, its likely that you felt a sense of relief that your financial uncertainties were being resolved, and that youd have the funds necessary to pay your bills, support your family and go on with your life. When you agreed to the terms of the ... more...

Protecting Your Expatriate Family
If you and your family relocate overseas, one of your first priorities from a financial planning point of view may very well be establishing health care.Costs and services abroad can differ greatly to what you are accustomed to back home. Therefore its essential to make sure that you are fully ... more...

Popular Business Misconceptions Cost You Money!
Faulty information costs you money! Which of these popular business misconceptions do you believe?Popular Misconception #1: "We Only Need Our Books Done Once A Year For Tax Purposes." Are Your Accounting Records Adequate To Run Your Business?Although it is important to keep records for tax ... more...

Credit And Debt Relief--A One Stop Solution
Amy Wright, 34, was extatic when her realtor showed her the three bedroom townhome overlooking the lushious golf course. It was exactly the home she was looking for. The interior was sunny and bright, with a newly remodeled kitchen, spacious bedrooms, and the perfect little study area to set up her ... more...

Prosperity Consciousnes or Poverty Consciousness? It is All Up To You!
So, do you have it or not?Do you live a life full of abundance and happiness, or do you bury your head in the sand, look around and merely WISH that your life could be a better place.The big question that I get asked over and over is "Rob, what is the true definition of success?"Well, that answer ... more...

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