Credit Scoring: What You Don't Know Can Hurt You
You've probably heard the term credit scoring. You may have some idea that your credit score can have an effect on your life. For example, you may understand that when you apply for a mortgage, the mortgage company will check out your credit score.But did you know that the interest rate you can get ... more...

Consolidate and Live Debt Free
Are your credit cards in charge of your life? Are you living payday to payday with no end in sight? Making large payments but not making much of a dent on your principal balance? It may be time to consolidate and live debt free.Debt free living opens up so many possibilities for using your money ... more...

Second Mortgage a Good First Step
A second mortgage can be the first step to climbing out of debt, especially for homeowners who have bad credit. A second mortgage is a loan taken out in second position on a property that already has a mortgage. There are fixed-rate loans, adjustable-rate loans and home equity lines of credit (also ... more...

Student Loan Consolidation Rates - Helpful Tips
Student loan consolidation has many benefits. Before you sign up on the dotted line, you should know how to get the best student loan rates. If you are tired of too many bills and monthly due dates, it may be time to find the best student consolidation loan you qualify for.The most obvious way to ... more...

Why Your Credit Score Matters
Among the many innovations that emerged after World War II, credit use has become a major factor in our entire economic profile. As a result, your credit rating is the most important factor in determining your credit APR when you apply for any type of credit: credit cards, 0% APR transfer offers as ... more...

Bad Credit Loans A Benediction In Disguise
Everybody has a bad phase where finances are not easy. Everyone makes mistakes while managing their finances. Some prove more costly than others. This does not mean that people should be deprived of essential things. Bad credit loans offer solutions to people who have been declined credit because ... more...

How To Build Business Credit
Having their own business is something many millions of people dream of doing. Many do, of course, but so many others never quite get around to it. One of the factors that may discourage people from getting that business off the ground, is a lack of start up capital; and another may be the risk of ... more...

5 Steps To A Better Motorcycle Loan With A Better Credit Score
It is common knowledge that motorcycle lenders base high importance on your FICO credit scores when approving motorcycle loans. However, what many people overlook is that their FICO credit score can highly impact the term on their motorcycle loan along with the interest rate that is assigned to ... more...

Figuring Out the Ever Nebulous Numbers Called "Credit Scores"
Credit Score FactorsThe information contained on our credit reports affect every aspect of our lives; including employment, insurance, and even interest rates (mortgage, credit cards, automobiles, etc.). There is specific information captured on our report which is used to form our credit score: ... more...