Top 10 Ways To Repair Your Credit Score
You must never underestimate the value of having good credit. You will definitely need your credit score in the future. For example if you are a student, youll need to borrow a certain amount using a student loan in order to attend school. At this point, your credit history will definitely matter ... more...

FHA Mortgage: What's the Best Way to Show an Underwriter that You're Ready to Buy a House?
Mortgage underwriters can be a suspicious bunch. If you have bruised or even bad credit, you have your work cut out for you. Many loan programs have guidelines that set a minimum FICO score of 620. FHA does not allow lenders to reject a loan based solely on FICO scores, but if yours is less than ... more...

Five Reasons to Repair Your Credit Score - You Can Do It Yourself
There are multiple reasons that tell us why we should have a 700+ Credit Score, but these five facts will definitely give you the big picture and hopefully will drive you to want to fix your credit score starting today.Fact #1: Did you know that consumers with Credit Scores of 700+ are likely to ... more...

Credit Report How Your Credit Score is Determined
Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of the Fair, Isaac, and Co. which distills their entire credit report down to a three-digit numeral. ... more...

How your Personal Credit Score Helps Generate Capital
Generating capital for your business is highly dependent on your personal credit score. Your Payment History makes up 35% of your entire personal credit score. The other key indicators that make up your credit score are Length of Credit History, New Credit, Types of Credit Used, and Amounts Owed. ... more...

What Everyone Should Know About Their Credit Report That Most People Don't!
There are many misconceptions about credit scores out there. There are people who believe that they dont have a credit score and some who think that their credit scores dont really matter. These sorts of misconceptions can hurt your chances at jobs, good interest rates, and even your chances of ... more...

Credit Help for Real Estate Financing: Credit Scores
When you buy real estate, lenders run all of the "big three" credit bureau reports. Each credit reporting agency lists your credit history as supplied to them by the individual lenders and includes governmental records. Each report assigns a credit score number to you. The credit scores reflect ... more...

Consolidate and Live Debt Free
Are your credit cards in charge of your life? Are you living payday to payday with no end in sight? Making large payments but not making much of a dent on your principal balance? It may be time to consolidate and live debt free.Debt free living opens up so many possibilities for using your money ... more...

Make Sure Your Credit Report Works For You
You just filled out a mountain of loan application forms. Now, you wait for a call from the loan officer. You feel confident; loan applications have never been a problem for you. The phone rings and your loan officer says, there's a problem with your credit report. Your frustration increases ... more...