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Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

Credit Scores: How Much Debt Is Too Much?
December 6, 2004 How Does Debt Affect FICO Score? "When I ordered my FICO score, one of the reasons given for my low score was that ?The amount owed on your accounts is too high.? Since I own marketable securities that are worth twice as much as all my debts combined, ... more...

fico score related definitions

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

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Get Free fico score Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Bad Credit Mortgage Loans Online - How Your FICO Credit Score Can Affect Your Loan Approval
When applying for a mortgage loan when you have a bad credit history. There are a few things you should know about your FICO score that will help you know what to expect from mortgage lenders.With a credit score below 585, you will need to put at least 10-20% as a down payment on the property. ... more...

Bad Credit Florida Mortgage Loans
Mortgage loans are the loans taken while purchasing a house or property. There are various kinds of mortgage loans namely, FHA (Federal Housing Administration) loans, consolidation loans, land loans, conventional loans, balloon loans and refinance mortgage loans.Mortgage loan rates in Florida have ... more...

The High Risk Of Debt Consolidation
Debt Consolidation (also known as Bill Consolidation) is not right for all people or all situations. While it can sometimes dramatically help your financial situation, there are other times when it can actually hurt it. You may end up paying more interest, lose your home, or be in debt longer.What ... more...

Real Estate Investing The Job Escape
Real estate investing is pretty unusual in lots of ways. Real estate investing is creative. Real estate investing is risk-taking excitement. Real estate investing is diverse activity. Most of all, real estate investing is very profitable.I'll never forget the words of one of my professors who said, ... more...

Credit Repair Myths and Facts
There are no secrets to repairing your credit. Many shady credit repair agencies would love you to think the contrary. Negative items can be removed from your credit report and you can do it yourself. One does not need a credit repair expert or law firm to do it either. While the credit world can ... more...

How to Read an Experian Credit Report
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit report every 12 months per your request. This means that you are entitled to three free credit reports per year, if you deem ... more...

Bad Credit? Finance Your Home Mortgage Loan with a Sub Prime Mortgage Lender
Are you looking for a home loan with bad credit? Individuals living with bad credit know how difficult it is to obtain a home loan. Traditional mortgage lenders and banks consider you a high risk and may deny your loan application. However, it is not impossible to get a loan with bad or poor credit ... more...

Top 10 Ways To Repair Your Credit Score
You must never underestimate the value of having good credit. You will definitely need your credit score in the future. For example if you are a student, youll need to borrow a certain amount using a student loan in order to attend school. At this point, your credit history will definitely matter ... more...

Figuring Out the Ever Nebulous Numbers Called "Credit Scores"
Credit Score FactorsThe information contained on our credit reports affect every aspect of our lives; including employment, insurance, and even interest rates (mortgage, credit cards, automobiles, etc.). There is specific information captured on our report which is used to form our credit score: ... more...

Making Sense of the Information in Your Credit Report
If you've ever applied for a credit card or loan, youve probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so its well worth your time to be sure that you understand what your credit report says about you.Even if youre not ... more...

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