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Are Mortgage Assumptions a Good Deal?
November 17, 2003, Revised December 20, 2005 ?I have been offered a deal where I take over the home seller?s mortgage. What are the pros and cons of doing this??  Benefit of Mortgage Assumptions to Buyers When a homebuyer assumes responsibility for a home seller?s ... more...

Lies Mortgage Shoppers Hear
    December 2, 2002, Revised July 16, 2004 "I am about to shop the market for the mortgage I need to finance my home purchase.  Is there a danger that people won?t tell me the truth?  Any lies I should look out for in particular ... more...

fha requirements related definitions

FHA Mortgage Insurance
FHA Mortgage Insurance It is insurance from FHA to the lender against incurring a loss on account of the borrower's default. Paid if FHA loan LTV is higher than 80%. Also known as MIP - Mortage Insurance Premium. By insuring the loan the Federal Government agrees to repay ... more...

MIP, Mortgage Insurance Premium
MIP, Mortgage Insurance Premium It is insurance from FHA to the lender against incurring a loss on account of the borrower's default. Paid if FHA loan LTV is higher than 80%. Also known as FHA Mortgage Insurance. By insuring the loan the Federal Government agrees to repay ... more...

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Get Free fha requirements Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Loans for the Unemployed: When Job Loss Threatens Economic and Emotional Stability
Unemployment is a complex phenomenon. It affects the country in more ways than one. However, it has more immediate and direct consequences on the people. Unemployment means more than job loss. It means loosing your source of income, it means decreasing your standard of living. It directly threatens ... more...

MCSE 70-290 Certification Primer
Microsoft Certifications are one of the most widely acclaimed, pursued, and achieved technical certifications in the IT industry. The demand for Microsoft Certified Professionals in the job market is increasing every year.Microsoft offers a number of certification levels depending on specific areas ... more...

Switching Careers - 7 Key Steps
Are you thinking about switching careers? If you are, you're not alone. Most Americans switch careers three times in their lifetime. Nevertheless, switching careers is scary. And it's especially paralyzing the older you get. But making a career switch is very possible and much more common than ... more...

Home Loans For People With Poor Credit - Understanding The Requirements For a Subprime Mortgage
Home loans for people with poor credit demand that you understand the requirements for a subprime mortgage loan to get the best rates and terms. By satisfying the requirements, you can be assured of securing a subprime mortgage to buy a home.Time To Rebuild CreditDepending on subprime mortgage ... more...

Short Term Loans Expanding Financial Scope During Crisis
This world is so economically unsteady that you cannot always remain geared to face it. When you are faced with emergency financial situations, short term loans are ideally the best way to overcome them. Short term loans are debt instruments to provide instant cash requirements and money management ... more...

What is the Difference Between an Unsecured Personal Loan and a Secured Personal Loan?
This is a common question that many consumers have. Many people do not realize that there are even different types of personal loans. Each type of personal loan, secured and unsecured, have different requirements.We will look at the requirements for a secured personal loan first. The name secured ... more...

Debt Consolidation Loan Possibilities Abound
Debt has a way of piling up in a sneaky way. Many consumers think that they are wisely managing their money until the day comes when they realize that they are way too deep in debt. The average U.S. household has nearly $10,000 in credit card debt, and that debt is often distributed among ... more...

Choosing the Right Credit Counseling Agency for You Some Tips Part 2
Credit counseling companies come in all shapes and sizes. Whether you are looking at working with a local credit counseling organization or a national credit counseling organization there are some very important factors to calculate before choosing the right credit counseling option for you. Here ... more...

Getting The Best Deal On Personal Loans
A personal loan is a sum that any adult individual borrows to fulfill his financial requirements. There are many purposes for which any individual can take a personal loan. Personal loans can be used to provide funds to buy a car, pay for your dream cruise or that remote island escapade, buy a boat ... more...

Some Mortgage Loans are Available with Absolutely no Money Needed From You
Today, FHA will loan up to 97 percent of the purchase price of a home, meaning a borrower only needs 3 percent. The three percent down payment can come in the form of a gift, and closing costs can be financed into the loan, making this a true no money out of pocket purchase transaction.Now, you may ... more...

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