Bankruptcy Look for the Warning Signs
The Bankruptcy Abuse and Consumer Protection Act, signed into law last April, will take effect this month and bring with it some of the most sweeping changes in debt law in history. As the new requirements are much more strict, expensive, and time consuming than the old ones, consumers with ... more...

Indoor Playground Equipment
Indoor playground equipment can keep a child busy for hours while it develop her strength, agility, dexterity, balance and concentration.Indoor playground equipment can be single-unit or multi-unit; the material used may be metal or wood; special requirements such as disabilities, the number of ... more...

Playground Equipment
Playground equipment may be classified according to use: indoor, outdoor or commercial; according to the age group: infants, toddlers, preschoolers and older; according to the size: single-unit or multi-unit; the material used: metal or wood; according to any special requirements like disabilities; ... more...

Mobile Home Mortgage Loans
A large number of prospective homeowners are interested in acquiring mobile or manufactured homes. Should these homeowners require financial assistance, they will need to take the assistance of approved lenders who make the money available from their own resources as FHA does not lend money for ... more...

Sub-Prime Mortgage Loan - How Sub-Prime Loans Differ from Conventional Loans
Sub-prime mortgage loans offer more flexibility than their conventional mortgage loan cousins. With terms determined by Freddie Mac and Fannie Mae, conventional loans have strict guidelines on loan amounts, terms, and PMI requirements. With sub-prime mortgages, lenders can provide more ... more...

Credit Card Company Tricks
Dont let them fool you. All those solicitations you receive in the mail for credit card applications are meant to reel you in and hook you. Big time. In addition, new bankruptcy laws in the US and higher monthly minimum payment requirements are in place to help stem defaults on loans and to force ... more...

Eight Common Predatory Lending Schemes
Predatory lending is far more prevalent in refinancing than in the purchase market. One reason is that buyers tend to look for mortgages from established and recognized lenders, many of whom are bound by rules put forth by Fannie Mae, FHA, or the Veterans Administration. If they don't follow the ... more...

Debt Consolidation Loan Basics
Here are the basic workings of a debt consolidation loan... Firstly, the borrower (maybe you?) needs to have debts for which they would like to pay a lower interest rate and possibly stretch out over a longer term. These are the popular requirements. By doing either of these things (and ... more...

Subprime Mortgage Lenders - Differences Between Subprime and Other Lenders
Subprime mortgage lenders specialize in offering financing to people with poor credit or riskier loans. Conventional lenders focus on low-risk loans and borrowers. While you will find better rates with conventional lenders, suprime companies offer more flexibility in requirements and loan terms ... more...