Five Things Never To Tell Your Mortgage Lender When Facing Foreclosure
1. Never discuss your household finances over the phone with the collection department. What you dont know is that you are being qualified and not know it. This is the easiest and fastest way to get a turn down. Request a homeowners assistance package so that you can submit the require information ... more...

What Exactly Is A Reverse Mortgage And How Does It Work?
A reverse mortgage is a certain loan that allows the older generation to take their home equity and turn it into cash. With this type of loan the bank is actually paying you monthly out of the equity in your home. The funds from reverse mortgages can be used for whatever you like. Many people like ... more...

Avoiding Foreclosure
If you fall behind in your mortgage payments, you face the threat of foreclosure.Foreclosure means your lender can take over your home, and you must move out. If your house is worth less than the amount you owe on your mortgage loan, your lender may even seek a deficiency judgment. If this happens, ... more...

Reverse Mortgages More Favorable in '06
Senior homeowners can obtain a more generous reverse mortgage loan in 2006 than ever before meaning they can convert a greater portion of the equity in their homes into tax-free income using one of these special mortgage plans. The new rules affect the federally insured Home Equity Conversion ... more...

Kings Bay Saint Marys & Kingsland Georgia Real Estate - Getting a Home Loan with Damaged Credit
So, you have made the decision that you would like to become a homeowner. As lenders, we have to perform a credit check. The credit we review are provided by all three reporting agencies. Equifax, Experian and Transunion are the three agencies lenders use. The middle of all three beacon scores is ... more...

No Down Payment Mortgage Loan - Ways to Buy a Home with Zero Down
If you want to buy a new home, but have little money in the bank, there are ways to get approved for a home with no money down. New homebuyers have a multitude of mortgage options available to them. These options make buying a home with little out-of-pocket expense more attainable.Understanding ... more...

Bad Credit Mortgage Nashville
Nashville, Tennessee is the home to the Opryland and a stronghold of country music. Vanderbilt University can be found in Nashville and the city is no longer the sleepy little town it once was. If you are looking to purchase a house and your financing options are limited check out the Bad Credit ... more...

The Most Effective Way To Get A First Mortgage
Buying your first home can be both exciting and scary. Getting your first mortgage is part of that dream of owning your own home. Your first mortgage can be a confusing and difficult time for people who have never had to apply for a mortgage before or understand the many different aspects of a ... more...

Can You Afford Your Dream House?
So you want to buy a house eh? And you want to get a mortgage loan to cover the bulk of the cost. Well, this is a common way for people to purchase a new house and if you are going to get approved for a mortgage you will fist have to meet with a lender. This lender will go over all of your finances ... more...