Working With a Mortgage Broker
As a homeowner you want the best mortgage for your family. This is true whether you are refinancing your current mortgage, taking out a second mortgage, or adding a home equity line of credit. Before you make a decision on any of these loans there are several questions you need answers to ... more...

What Is a FICO Score and How Do I Make It Work for Me?
Whether or not you receive a loan and what interest rate you get on your credit card may be determined by something called a FICO score. Named for Fair, Isaac & Co., a California-based company that developed the credit score, the FICO score is the most widely used scoring method to determine credit ... more...

Home Mortgage Quote Problems? The Likely Culprit is Your Credit
Your credit has everything to do with home mortgage rates as lenders charge more points and higher interest charges to consumers with bad credit. Poor credit always implies greater risk, so lenders are entitled to be compensated for the risk they are taking.If you are a borrower who enjoys good ... more...

4 Debt Reduction Tips For You
Getting out of debt can be a long, drawn out process. If you spent years wrestling with financial problems, the solution will not come to you overnight. It can take months, even years to unravel debt difficulties but it can be done. You have some options to help you get started; lets take a look at ... more...

Repairing Credit Essentials
There are essentials to repairing your credit and building your history. It depends on your situation, but in most cases you can find a way out of any debt situation. Debt relief is a stressful situation.When times are hard the last thing we need is to add more stress to our lives. Therefore we ... more...

Reduce Your Debt - How To Use Debt Consolidation to Get Yourself Out Of Debt Permanently
Debt consolidation can get you out of debt permanently if you make it part of a financial plan. Within five years, you can have your unsecured loans paid off and on your way to debt-free living. The key is to plan for the future.Get Your Bills In OrderIf you are in the hole with debt payments, then ... more...

Flipping Houses: Flipping Homes for Quick Cash
First, right off the bat, off lets tackle the Is flipping houses illegal? question. Flipping homes or flipping anything for that matter, real estate or otherwise, is perfectly legal. The term has recently been used in the mainstream media to describe what is essentially mortgage fraud. In a ... more...

Interest only Home Loans: Are They for You?
1. You are a First Time Buyer and cannot Qualify. For the first few years of purchasing a home, most of the mortgage you pay goes towards interest, not principal. With the interest only payment option, the lower payments are more manageable and you can use the money you save to pay off other ... more...

Consumer Debt Solution - Analyzing Your Options
You have several options to reduce your consumer debt. You can take the do-it-yourself approach by consolidating debts into a low rate loan. You can also find help through companies that management payments or negotiate debt elimination. Each option has pros and cons, and should be analyzed ... more...