The US Dollar Is Not Weak
In 2004, The USD Was Falling, But the Dollar Was Never Weak!Germany's long term economic policy has been to cultivate a permanent trade surplus by saving more, and consuming less. But there is another side to their trade surplus/high savings rate story. Growth in Germany is 1/3rd that in the US, ... more...

Still Using Federal Reserve Notes?(How to Beat Inflation)
"My people are destroyed for lack of knowledge." Hosea 4:6 This short article will address the topic of inflation, its causes, the effects thereof, and how to safeguard against it. Do not fall victim to inflation, i.e., the government manipulation of your money. Let me explain. I. What Causes ... more...

What is Fair Housing?
You may have heard the term "fair housing", but what does it mean? What are your rights as a renter or homeowner, and can you defend yourself if your rights have been violated?The Fair Housing Act is enforced by the U.S. Department of Housing and Urban Development. It bars discriminatory practices ... more...

Accessibility Requirements for Fair Housing
PolicyFederal Fair Housing accessibility requirements for new multifamily buildings should be written in building code language certified as Fair Housing compliant by the Department of Housing and Urban Development (HUD). HUD should be vigilant in compliance education and assistance as is NAHB. Use ... more...

Federal Debt Consolidation Loans For Students
For American students, the U.S. Government came up with a plan that can help a student manage their student loan debt. The plan they came up with is called a Federal Direct Consolidation Loan. It does not matter if you are a recent graduate student, well into your career already, still at school, ... more...

Help- Federal Grants Are Making Me Crazy!
Chasing federal grants can make you crazy. Where do I look for us government grants and how do I get these free grants? All good questions. Without having to buy a federal grants guide, I hope to show you.This is why I have started this site. If you are here you do not have the money to hire a ... more...

The Greatest Stedilnica Crisis in History
A crisis the size of the TAT crisis, is, inevitably, political. It involves thousands of citizens, many decision makers from every walk of life and the very economic and financial fabric of the country.But, the TAT crisis pales in comparison with other, similar, crises in other countries in the ... more...

Is A Federal Student Loan Consolidation An Option For You?
There are several advantages when you get a federal student loan consolidation. You can take advantage of fixed interest rates, lower monthly payments, one payment each month, get payment incentives and get new or renewed deferments.There is usually not a minimum loan balance required with this ... more...

The Real Estate Cycle
The real estate cycle, like the business cycle, refers to the activity of the real estate market as it reacts to the forces of supply and demand.Supply and demand.When demand for a product, such as housing, exceeds the supply, the price for the product tends to increase. In real estate this ... more...