Negotiating the Sale of Your Home
Negotiating a successful sale of your home requires an environment that sustains the buyer's interest and trust during the process. Many of our clients have been very experienced negotiators, and from them we have learned that the goal is to reach a "good agreement" - one in which the underlying ... more...

The Red Flags of Getting a Home Loan
Red flags are indicators that there may be a current or future problem with the borrower or transaction. They help Underwriters isolate pertinent issues that are part of the overall loan evaluation. They are questionable items, and when there are several, they usually indicate that something is ... more...

Student Loan Discussion
Solid research has proven that the job market is becoming much more competitive. Employers are looking for individuals who can deliver more knowledge, ability and experience than ever before. Those who are able to get the higher paying jobs are those who are backed by a solid university education. ... more...

15 Ways To Lower Your Car Insurance
1.Shop aroundThe difference in price between various companies can be significant. What one company may consider a high risk factor another company may not view as so important. Insurance companies arrive at a price for your Car Insuranceby adding or discounting money after each answer you give to ... more...

Home Equity Loan Improvements
There's more Regulation Z compliance on the way, courtesy of the Home Equity Loan Consumer Protection Act. This fall banks will have to implement the new home equity loan disclosure rules the Federal Reserve Board was required to issue under the act.The Federal Reserve released the final version of ... more...

How to Get the Best Auto Loan Rates and Terms with Subprime Credit
If you need an auto loan but find out your credit score isn't exactly very good don't throw in the towel just yet. There are still loans available to borrowers with subprime credit.What is considered subprime credit, you may ask. Subprime credit is essentially bad credit. If you've missed payments ... more...

Domestic Violence Against Women and Children
Many years ago, I made friends with a professor who taught business communications in a respectable Long Island University. Never in my wildest dreams would I have imagined that this self-reliant, well-educated, and good-looking woman could be the victim of domestic abuse. Yet, she was. As our ... more...

Breadmakers For Easy Baking
A bread maker is a home appliance that has revolutionized the process of making breads. First manufactured in 1986 in Japan, breadmaker since then moved its way to homes in the United States and United Kingdom. By means of a breadmaker, automatic baking has become possible and more convenient.As ... more...

Resolving Your Debt
In the last section we covered your rights against harassment and abuse by collectors. We also covered some options that your creditor may have to help you resolve your delinquent debt. Again I repeat that this is not legal advice but a guideline of your rights and options. Before we begin I ... more...