Selling By Owner: Price Your Real Estate To Sell
Something held in common by all home sellers is the desire to sell in the least amount of time and for the most amount of money. To achieve that goal you must first price your house appropriately. If you price too high your house will not sell. On the other hand, if you price too low you stand ... more...

Divining with Ordinary Playing Cards
You don't necessarily need an expensive Tarot deck to divine the future from cards. You can use a regular deck of playing cards. All you have to remember is that the four suits equate to the followingHearts represent love or equate to Cups in the regular deckDiamonds represent money or Coins or ... more...

Your Consumer Rights
If you have ever fallen behind on your debts you already know that dealing with your creditors can be a hassle. Sometimes it can be downright humiliating. It doesn't have to be that way.With millions of people experiencing financial problems it is absolutely necessary for everyone to know and ... more...

"Curse of the Abyss Worm," J.J. Hill: and the Cradle that Rocks [Chapter #17]
17J.J. Hill: and the Cradle that RocksI cant imagine, just think of owning half of St. Paul, like that rich train industrialist, that lives on Summit Street, JJ Hill, by the Cathedral, said Thomas, one evening in September, as the St. Paul, Minnesota State Fair was about to take place.Whenever ... more...

Harassment of People in Debt by Creditors
HarassmentHarassment of people in debt by creditors or their agents is a criminal offence under the Administration of Justice Act 1970. It is often difficult to know what to do when you feel a creditor is not dealing with your account fairly. In order for you to identify what activities by your ... more...

Venture Leasing - A Smarter Way To Build Enterprise Value
In 2003, venture capitalists and investors dispensed over $18 billion to promising young U.S. companies, according to VentureOne and Ernst & Young Quarterly Venture Capital Report. Less documented and reported is venture leasings activity and volume. This form of equipment financing contributes ... more...

Mortgage and Credit Card Companies Under the Spotlight on Consumer Charging
For the first time since May 1996 reports have indicated that wage increases have risen faster than house price inflation. According to Nationwide, "The overall picture remains one of a gently softening market".The signs indicate that the housing market activity is finally starting to pick up, ... more...

What is Tax-Deferred Exchange?
Under Section 1031 of the Internal Revenue Code, owners of real estate held for investment or use in a trade or business can swap their property tax-free for "like-kind" real estate. Exchanges are made for people wanting to stay invested in real estate, increase their leverage and to avoid paying ... more...

Mortgage Glossary - A Glossary of Mortgage Terms You Should Know
Acceleration Clause A clause in a mortgage defining that the entire outstanding balance can become due and payable should mortgage default occur. If the entire balance is not paid, the property will be foreclosed.Adjustable Rate Mortgage (ARM) Mortgage with interest rates that may be adjusted by ... more...