Home Loan Mortgage Loan Refinance - Refinancing For A Shorter Term To Save Money
Saving money with lower rates isnt the only reason to refinance. Opting for a shorter loan can also save thousands in interest and free up income in the future. A short term loan can also help you pay down your principal quicker.Better RatesA 15 year mortgage has a better rate than a 30 year ... more...

Late Mortgage Payments Sabotage PMI Cancellation
There's something you should know about PMI!Private mortgage insurance is commonly referred to as PMI. If a buyer makes a down payment of less than 20% of a home's value the lender will insist that a premium for PMI be added to every monthly payment.Statistics prove that the more money a buyer has ... more...

Exotic Mortgage
With real estate prices ever on the rise, first-time home buyers are facing more difficulties in buying a home. Who ever thought they'd buy a $500,000 starter home?Mortgage lenders have acknowledged the problem by creating new and innovative mortgage products, mostly designed to lower the ... more...

3 Things to Look For in a Debt Consolidation Company Online
Debt consolidation is simply the act of taking out one loan to pay off several loans from varying lenders. The advantage to taking out a debt consolidation loan is that you will only have one monthly payment and usually it is at a much lower interest rate than all of the individual credit card ... more...

Mortgage Questions to Ask Your Lender
Buying and financing a home today can be overwhelming. Here are some questions to ask your lender so that you can make informed decisions.Are both fixed-rate and adjustable mortgage loans available? What is the interest rate?How long can I "lock-in" the financing at the current interest rate?Is a ... more...

Car Finance Company Basics
Purchasing a new vehicle requires more than just deciding what type of car to buy and how much to pay. Unless you have a lot of cash saved and can buy the car upfront, you will have to decide upon some type of financing.Before choosing a car finance company, you will want to compare prices and ... more...

College Loans: How Much Do You Really Need?
Many students are leaving high school to begin the long endeavor of college. But before YOU go to college, you may find yourself wondering how you're going to pay for it. The answer is with a college loan. Most college students obtain student loans, but how do you figure out how much you really ... more...

Refinancing Mortgage Loan Options - How to Refinance and Keep Your Terms
Refinancing can save you money, but the downside is that you have to restart amortization. Once again you are paying mostly interest at the beginning of your loan. But there are ways you can get around this, keeping your original pay off period and saving on interest charges.Short-Term Refinance ... more...

The Builder from Hell
Apartment living finally took its toll on our nerves. Though the rooms were of a generous size, my wife was forced to do the laundry in the cellar and the girl upstairs seemed never to take off her high heels. Click, click, click, all night long. Why couldn't she wear slippers in the house as we ... more...