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How Do You Correct Mistakes in Your Credit Report?
August 6 , 2003 The credit reporting system is imperfect. Sometimes erroneous information is  inserted in a file that adversely affects the consumer?s credit score. If this has  happened to you, use the form below to contact the credit reporting agency  that has reported the ... more...

What Is a Credit Report?
September 10, 2003 A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report shows some personal information including social security number; current and past ... more...

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Credit Report
Credit Report A report documenting the credit history and current status of a borrower's credit standing, detailing a borrowers credit history including payment history on revolving accounts (eg. credit cards) and installment ... more...

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No Collateral? Don't Want To Risk Your Home? Get Credit With Unsecured Loans
The striking increase in the collateral repossession rates in UK is becoming a concern for borrowers, who have taken secured loans. Taking this fact into consideration, a borrower, who is not absolutely sure of his financial future, would not like to put his home at risk. Besides this, sometimes a ... more...

5 Ways To Raise Credit Score
It's not as hard as you think to raise credit score. It's a well known fact that lenders will give people with higher credit scores lower interest rates on mortgages, car loans and credit cards. If your credit score falls under 620 just getting loans and credit cards with reasonable terms is ... more...

Your Guide to Credit Repair Services
There are many people today that are in great need of having their credit repaired. There can be many reasons why people need there credit repaired. Some people have bad credit due to medical bills. Some people just made poor spending decisions. Some people were victims of credit fraud. Some ... more...

Bad Credit Loans A Benediction In Disguise
Everybody has a bad phase where finances are not easy. Everyone makes mistakes while managing their finances. Some prove more costly than others. This does not mean that people should be deprived of essential things. Bad credit loans offer solutions to people who have been declined credit because ... more...

Credit Report Secrets: Do You Know What They Reveal?
If youve ever applied for a credit card or loan, youve probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so its well worth your time to be sure that you understand what your credit report says about you. Even if youre not ... more...

Bad Credit Home Purchase Loans Should You Purchase A Home?
Today, those with damaged credit have more opportunities to borrow to buy a house than they have had in the past. There are many lenders that specialize in what is often referred to as a bad credit home purchase loan. However, as with many things in life, just because you can, doesnt mean you ... more...

Email Scam Exposed: Your Credit File Privacy
Beware of email scams. According to the FTC, there is an email scam, where consumers receive an anonymous email indicating that their personal credit information will be distributed to anyone, who requests it. The email looks like this:"Just wanted to let everyone know who hasn't already heard, ... more...

Protect Yourself From Holiday ID Theft
You know its time to start worrying about holiday shopping when the trees and giant Santas come out in all of the stores. One store I shop at is already playing holiday music!The stores are gearing up for the holiday shopping season already. And so are identity thieves. Its the happiest time of the ... more...

Repairing Your Credit
Weve all seen them. "Send me 99.95 and Ill fix your credit and you can get a one million dollar credit card tomorrow." Ok so I am being a little dramatic. This article is to give you some insight into repairing your credit. It is not meant in any way to be legal advice. We will discuss several ... more...

All About Bad Credit Secured Loans
Bad credit secured loans are a relatively recent addition to most brokers portfolios. Just a few years ago a less-than-perfect credit history usually meant the end of the financial road. However, today there are a variety of products to choose from; some of which are surprisingly attractive.What is ... more...

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