Have You Ever Opened a Checking Account?
Maybe some of you are saving it in your trusty piggy bank, under your mattress or way back in a sock drawer. Although Im glad that you are saving, your money is not doing anything for you locked up in your house. Consider a checking account where you can make some interest on your money. And for ... more...

What is an Offset Mortgage?
An offset mortgage is very similar to a current account mortgage - but instead of having everything all in one account, all accounts are held separately.The offset mortgage concept treats your money as one giant pot, with each element (mortgage, savings, current account etc) separate to the rest. ... more...

Is Comparing Escrow Fees Online the Way to Go?
Did you know that not all escrow closing fees are the same? It is true, these fees are not regulated by law at all and just like shopping for insurance, you need to look around for the best deal on your escrow fees. Your escrow fees could depend largely upon where it is that you are living. The ... more...

Fast Merchant Account Services
Fast merchant account services might be the answer to your dreams if you aspire to build a corporate empire. When you check out the various lines of merchant services that can help you do business more efficiently, you are apt to find one that is affordable as well as compatible with your current ... more...

A Guide to Banking Services
Many of the important choices that you make in life concern financial matters from choosing investments to shopping for groceries, money is an important part of everything that you do. When it comes time to make a decision concerning how you want to handle your money, it's generally best to know ... more...

Skip Trace Test Time
Last time we talked about the steps on how to skip trace an account. Lets expand on that a little more. Get something to take notes with-because there is going to be a test, go ahead Ill wait.Now, lets get started.This is how the test starts. You are given a stack of accounts to work. You have ... more...

How to Read an Equifax Credit Report
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit report every 12 months per your request. This means that you are entitled to three free credit reports per year, if you deem ... more...

Do your Budgeting with Targeted Bank Accounts
A lot of people hate budgeting, or just plain refuse to budget, thinking it unpleasant and restrictive. Actually a good financial plan, including a budget, puts you in control of your finances, rather than the other way around.The first step is the hardest: figuring out what you spend every month. ... more...

Credit and Divorce
Mary and Bill recently divorced. Their divorce decree stated that Bill would pay the balances on their three joint credit card accounts. Months later, after Bill neglected to pay off these accounts, all three creditors contacted Mary for payment. She referred them to the divorce decree, insisting ... more...