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Mortgage Refinance Tutorial
Here is what you will learn in this tutorial: 1. What does "saving money" on a refinance mean? 2. Should you finance the origination costs? 3. What hazards must be avoided? 4. Determining whether or not you will save money: what is the ... more...

The Break-Even Period For Paying Points on a Mortgage
October 30, 1999 "Re your column on 'How Much Is a 1/4 Percent Rate Reduction Worth?', as a mortgage broker of 20-years standing, I want to add a simple explanation that I always give to my clients. On a $200,000 loan, a 1/4% ... more...

earnest money related definitions

Escrow
Escrow An account held by the lender into which the home buyer pays money for tax or insurance payments. Also earnest deposits held pending loan closing. You'll ... more...

Earnest Money
Earnest Money Money given by a buyer to a seller as part of the purchase price to bind a transaction or assure payment. This deposit made by a buyer of real estate towards the down paymen is typically held by the real estate brokers or the escrow company. ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Mortgage Glossary - A Glossary of Mortgage Terms You Should Know
Acceleration Clause A clause in a mortgage defining that the entire outstanding balance can become due and payable should mortgage default occur. If the entire balance is not paid, the property will be foreclosed.Adjustable Rate Mortgage (ARM) Mortgage with interest rates that may be adjusted by ... more...

Questions and Affirmations - The Art (and Science) Of Talking To Yourself
I Hear VoicesThis is not a statement of paranormal; it is a statement of truth. Yes, we all have an inner voiceIs yours an ally or an enemy? Do you realize you say things to yourself you would never let anyone else say to you? Dont let your inner voice tear you down and strip away your ... more...

Private Money Vs. Hard Money
I interview real estate investors for my website and recently I came across a number of investors who teach about using private money to purchase real estate. However, if you would have asked me one (1) year ago about the difference between private money and hard money I would not have been able ... more...

How To Raise Money to Start Business and Where to Get Money for Business
The common questions for anyone who want to start business are: How to raise money to start business, and where to get money for my business? To raise money to start business is not as difficult as most people seem to think. This is especially true when you have an idea that can make you and ... more...

The Secret Barrier To Wealth - Underearning
Is the ghost of Money Past haunting you? Do you feel like no matter what you do to "get ahead" it never works? The problem may not be what you are doing, it may be what you are thinking. Many of us have deep spiritual and psychological patterns around money that can block our efforts at managing ... more...

A History of Money and Banking Secrets That Banks Don't Want Published
A History of Money and TradeTo start with a history of money and debt, we must go back many years ago when people used to trade their wares for the things they wanted and needed.In place of money or Federal Reserve Notes, you could trade a well made pistol for a cow, which you could eat or trade a ... more...

Discover the Secrets and Possible Solutions To Money Problems
It is sometimes pitful how many projects are never born or die simply because of the flimsy excuse : We dont have enough money !There are many possible solutions to money problems.When a practical, inspirational, exceptional idea raise from your mind, dont ask the question : How much will it cost ? ... more...

Hard Money Lenders -- "No Money Down" The Easy Way
Would it help you as a real estate investor to be able to "Close For Cash in Days," even if you're tapped out financially?Hard money lenders are perhaps the best way to get 100% financing with easy qualifying, money for fix- up, and fast closings.So what can hard money lenders do for you? Hard ... more...

How To Raise Money For Starting A Business
The task of raising money for a business is not as difficult as most people seem to think. This is especially true when you have an idea that can make you and your backers rich. Actually, there's more money available for new business ventures than there are good business ideas.A very important rule ... more...

Treat Money Well To Attract More
Your ability to attract money has a lot to do with how you behave toward it.The Law of Attraction works to send you more of what you think, feel and do. So the way you deal with money has a direct relation to how easily and abundantly it comes to you.Imagine that money is a guest in your home and ... more...

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