Five Do's To Get the Best Mortgage
The number one rule: pay your bills on time. There is no single element that can do so dramatic impact on the success of an application as your credit history. Another thing, of course, is savings. You should establish a good disciplined savings habit. Although there are a lot of programs right now ... more...

The Financial Lessons of Hurricane Katrina
Sitting on my couch with my family praying for those hit by the category 4 hurricane named Katrina, I could not help but wonder what the economic impact on the people would be within the next 3 to 6 months. While the death toll rises, looters take to the street, and President Bush abruptly ends ... more...

How to Clean Up Your Personal Finances
Are you one of those people who doesnt open their bank or credit card statements? Do you take out store cards on the spur of the moment? Have you been with the same bank simply because it is less hassle than changing?If you have answered yes to any of the above questions, fear not confused ... more...

What is a Foreclosure?
A foreclosure is an action taken against a property owner by seizure of his/her real property. It can be for many reasons. The main cause is delinquent payments on a mortgage. The mortgage company or second and even third mortgage holders contact the owner, then the trustee (usually an attorney) to ... more...

Do Payday Loans Deserve a Bad Rap?
We have all heard the stories about cash advance lenders charging their customers excessive interest fees. It is true that most payday loans have the highest interest rates compared to any other type of loan. As unfair as this may sound, payday loans do serve a purpose and there are many people who ... more...

Houston Mortgage Brokers
Houston mortgage brokers and loan officers are not only licensed by the state of Texas, but also take ongoing continuing education classes, subscribe to a strict code of ethics and are the best in their field. Obtaining a home loan for your home can be a very confusing process. With so many options ... more...

Moving On: Powerful Tips For Selling Your Home
Maybe you're moving to a larger home to accommodate a growing family, relocating for a new career opportunity, or purchasing a townhouse for retirement. Whatever the reason for the move, you'll need to take the necessary steps to sell your home for the best possible price, within a reasonable ... more...

Bankruptcy as a Debt Management Solution: Why Do so Many of Us Have so Much Debt?
In 2004, 1,562,174 Americans sought protection from creditors through bankruptcy court a per capita rate over ten times higher than during the worst years of the Great Depression! According to the Consumer Federation of America, in 2003 alone over 9 million consumers made initial calls with a ... more...

Getting the Best Loans UK with Bad Credit
Sometimes it might seem as though finding good loans UK is nearly impossible for those who have bad credit.Having bad credit can make life difficult in many ways, and almost certainly makes it more expensive without being able to get decent loans UK, though, many of these expenses can be more than ... more...