A Bad Real Estate Market is Good for Real Estate Investors and the Country!
The real estate industry in this country is in for a rude awakening!The realtors, mortgage brokers, investors (really speculators) and Alan Greenspan are whistling past the grave yard, living on borrowed time.Few people realize how bad the real estate market can become. I remember in the late 70s ... more...

Composite Credit Report Score Simplifies Mortgage Issues
Do you want a mortgage loan for your new home? Trying to qualify for a new mortgage can be very tough, especially if you arent aware of the effect your credit report score has on your ability to get approved for loans. One of the first things a lender looks at to determine your suitability for a ... more...

The Financial Lessons of Hurricane Katrina
Sitting on my couch with my family praying for those hit by the category 4 hurricane named Katrina, I could not help but wonder what the economic impact on the people would be within the next 3 to 6 months. While the death toll rises, looters take to the street, and President Bush abruptly ends ... more...

Debt Settlement -- Why the Critics Are Wrong
After October 17, 2005, a lot of people are going to become interested in debt settlement as an alternative to bankruptcy. That's the date the new bankruptcy law goes into effect, and it means a rude awakening for many consumers seeking a fresh start in bankruptcy court.It used to be that 7 out of ... more...

Florida Mortgage Brokers - Finding a Good Lender in Florida
You have spent months shopping the market for the perfect home, and now that you have found it, you might think that your shopping days are over, but in some ways, they are just beginning. Now comes the search for a mortgage company that understands your needs and can provide you with payment ... more...

Home Loans For People With Very Bad Credit - Improve Your Chances of Getting Approved
If you have bad credit and are looking for a home loan, there are a few things you can do to improve your chances of getting approved and to help you get a reasonable interest rate.Apply Online - The internet has a few companies that will take your application and submit it to hundreds of different ... more...

Free Debt Management Services Compared
Debt plagues millions of people all over the world. Debt can be a positive thing. For instance, if we never had any debt we would never be able to buy a house or a car. Debt is necessary in many cases, but for some people it can get out of hand. There are many free debt management services ... more...

Mortgage Glossary - A Glossary of Mortgage Terms You Should Know
Acceleration Clause A clause in a mortgage defining that the entire outstanding balance can become due and payable should mortgage default occur. If the entire balance is not paid, the property will be foreclosed.Adjustable Rate Mortgage (ARM) Mortgage with interest rates that may be adjusted by ... more...

"Will That Be Cash Or Credit?"
From Bangkok to Edmonton, credit card statements stuff mail and email boxes with payment deadlines. Every bill reminds the giver that gifts given freely do not come free. Giving and buying often exceed generosity and need as a brittle piece of plastic becomes an avaricious spoiler of hopes and ... more...