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How Do You Correct Mistakes in Your Credit Report?
August 6 , 2003 The credit reporting system is imperfect. Sometimes erroneous information is  inserted in a file that adversely affects the consumer?s credit score. If this has  happened to you, use the form below to contact the credit reporting agency  that has reported the ... more...

Credit Reports and Credit Scores
November 24, 2004 What Is a Credit Report? A credit report is a report from a credit bureau containing detailed information bearing on credit-worthiness, including the individual's credit history. A typical credit report includes the following: Personal information. ... more...

derogatory item related definitions

Depreciation
Depreciation Decline in the value of a house due to wear and tear, obsolescence, adverse changes in the neighborhood, or any other reason. Depreciation is treated as an expense and is a line item on an income statement. Depreciation can only be applied to the building and not ... more...

Credit Score
Credit Score A single numerical score, based on an individual's credit history, that measures that individual's credit worthiness. Credit scores are as good as the algorithm used to derive them. The most widely used credit score is called ... more...

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Get Free derogatory item Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Consumer Buying Guidlines
We have all made a purchase didn't really want or need. It could have been the sales person and their pushy attitude or the price was simply to good to passup. How many times have we come home and said, "I wish I hadn't bought that."Well here are some guidelines to follow while shopping to ensure ... more...

Credit Repair Myths and Facts
There are no secrets to repairing your credit. Many shady credit repair agencies would love you to think the contrary. Negative items can be removed from your credit report and you can do it yourself. One does not need a credit repair expert or law firm to do it either. While the credit world can ... more...

Fast Money: A Guide to Fast Secured Loans
Here is a useful guide to fast secured loans. Here is a useful guide to fast secured loans. Sometimes it seems as though there's nothing you can do you need money and you need it now, but you don't get paid for another week or more. You need to find a fast secured loan, but banks can sometimes take ... more...

Stop Struggling Because Of Poor Credit And Improve Credit Rating Now
Did you apply for a personal loan only to be turned down by a bank or lending institution? Like most people there is always a need to borrow money to buy a car or to renovate a home or even to get a student loan. There are many reasons why people need a loan and lenders turn people down from a ... more...

The Sources Of Income Taxable Under Central Excise Duties
Electronic access to professional adviceThere are various categories of professions which perform their consultancy like a consultant, lawyer, doctor or other professional service provider advises customers through email, chat rooms, video conferencing, or other remote means of communication. These ... more...

Defeating Credit Card Debt With Self Control
Credit card debt is a major social problem in some Western countries. To rid yourself of credit card debt, it is best to recognize the problem as both a social and individual problem.If you are overburdened with credit card debt, or are in danger of becoming so, it is very easy to see it purely as ... more...

How To Get Rid Of Debt Problems Step 2 -- How To Prepare A Financial Statement
Here is how to prepare a financial statement, for the purpose of negotiating reduced payments with your creditors.Secured/Unsecured debts. Before we get into the substance of this, let's ensure we are clear about the significance of secured debts.If the debt is secured, there is a risk that the ... more...

Building An Effective Furniture Sales Web Site
Web sites that feature products especially furniture or other large items require a careful balance of text and images to convey the value of each product.Lets face it. Consumers like to see, feel, and experience a product before they make a purchase decision. If you can elicit the senses in ... more...

How Long Do I Need to Keep This? - A Guide to Receipts, Statements and Financial Clutter at Home
In most homes, paper causes clutter. And it seems to mysteriously multiply by itself. But just how long do you need to keep all those receipts, bank and credit card statements and other financial papers? Below is a handy reference that you can use for dealing with your home paper trail.Toss ... more...

Financing Collectibles for Fun and Profit
With the advent of the internet and especially auction services like those provided by Yahoo and E-bay, serious collectors have much larger arenas in which to buy and sell their wares. This provides the opportunity for quick discovery of hard-to-find items that previously might have taken years to ... more...

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