Shopping Online for a Mortgage
The Internet has simplified the process of shopping for a mortgage. Shopping for a mortgage online allows anyone with the know-how the ability to access lenders and loan offers once available only to mortgage brokers.Before you start shopping online make sure your credit is in order. Request ... more...

MORAL ARMOR'S Economic Warning for Americans
For years weve suffered under recession, prompting us to ask, When will it end? My answer is, Its only the beginning.Historically, recessions are the result of high interest rates, pushed up as the result of loose money policies. Recovery comes when citizens begin to spend more wisely, save money ... more...

Debt Management Advice
The best debt management gives you the most financial options. By making regular payments and having a low debt to income ratio, you can access credit when you choose. If you arent in that situation, then ask for help from the variety of debt management companies out there. In the end you have to ... more...

Buying A Home After Bankruptcy - How Long Should You Wait to Buy?
Individuals interested in purchasing their own home strive to maintain a positive credit rating. This is achieved by paying bills on time, having a low debt to income ratio, and so forth. Nevertheless, several lenders are eager to offer home mortgages to individuals with bad credit. These mortgages ... more...

Adjustable Rate Mortgage Use Rising Interest Rates to Your Advantage
You found your dream house; however, qualifying for a traditional fixed rate mortgage is proving to be difficult. Your debt-to-income ratio may be too high or your credit score might be too low. The same might be true of the existing mortgage holder that wants to refinance and cash out equity in ... more...

14 Common Credit Mistakes
Establishing credit and wisely managing your credit becomes easier when you know how. You'll feel empowered by taking knowledgeable steps towards good credit, and you'll be on your way to purchasing real estate and greater financial freedom.If you plan to finance real estate, either as a home buyer ... more...

Mortgage Loan Rates
A dream is realized when you purchase a home. However, when you start out to acquire a home you need to ensure that the mortgage is sufficient to buy the house and that after payment of mortgage there is enough money to have a decent life.A nightmare no one should have is a mortgage that leaves you ... more...

The North American Consumer: An Endangered Species?
Is the North American consumer on his way to extinction? You can all imagine the scene some 50,000 years into the future, when a group of renown paleo-anthropologists begins excavation in a geographical area of the Eastern Seaboard known as ... The Great Wall Street Depression. They are looking for ... more...

10 Simple Steps to Manage Your Credit
By far the greatest invention the banks have ever come up with came out in the 20th century. Also the new field of Credit Management was born with the invention of the credit card. It is the most available out of any financial product out there. In fact more than 80% of the U.S. households have at ... more...