Lawyers Are not Always a Solution for Credit Repair and Credit Building
Lawyers often charge high fees to help individuals get out of debt. Credit repair clinics are available to assist individuals with debt relief, but only the absolute desperate would even consider these types of solutions.So, if this is not the solution for repairing credit, then what is? Many ... more...

Trying to Land a Job? Poor Credit Scores May Hurt Your Chances
Many employers are now looking at an applicant's credit report for hiring purposes. During an interview process a potential employer may request your written consent to access your credit report. A credit report is essentially your credit history created by CRAs (also known as credit bureaus). ... more...

Get Your Annual Free Credit Report Why Pay For It?
You can get an annual free credit report from any of the three major credit bureaus. If you have ever had credit, then there is a report on your borrowing and repaying at one of these bureaus maybe all three. The Fair Credit Reporting Act is a law saying that every person is entitled to receive ... more...

FTC Releases Consumer Fraud Survey
More Than One-In-10 Americans Fell Victim to FraudThe Federal Trade Commission today released a statistical survey of fraud in the United States that shows that nearly 25 million adults 11.2 percent of the adult population were victims of fraud during the year studied. Certain racial and ethnic ... more...

Credit Repair Myths and Facts
There are no secrets to repairing your credit. Many shady credit repair agencies would love you to think the contrary. Negative items can be removed from your credit report and you can do it yourself. One does not need a credit repair expert or law firm to do it either. While the credit world can ... more...

Steps to Credit Repair
Credit repair is not always easy, but there are solutions available to help us get out of debt. We all have bills and sometimes those bills are outrageous. Paying bills is ongoing, there is no escape so the best possible solution then is asking for help and working to repay your debts.The changes ... more...

Debt Elimination Services
Everyone has seen the ads before. A business will guarantee you perfect credit. (As if your credit history were a joke). Unfortunately, your credit isn't a joke. And your credit history will not disappear overnight, despite what a debt elimination services agency may have promised you. There isn't ... more...

Credit Repair Scam - How To Avoid Being A Statistic?
A good credit history is critically important for the consumer. A bad credit will prevent you from getting a business loan, owning a home, or even a job. Promises to "fix" your credit are always made by credit consolidation companies, but they are seldom true. Here are some of the important tips to ... more...

Credit Repair After Bankruptcy
You've asked yourself the question many times, "Will I ever get credit again?" The answer, although seemingly complex, is quite simple: Yes. You can have another chance at re-establishing your credit. Filing bankruptcy is the first intelligent step taken to wiping out accrued debts. The next step ... more...